Mortgage Underwriter jobs in Alabama
Recently Added Mortgage Underwriter jobs
UNDERWRITER
- The Carlisle Group (TCG)
-
Forest, AL
FULL_TIME
-
Job Description
Underwriter/Broker
When you work for our client, you join a firm you can be proud of. Their ability to attract and retain some of the finest people in the Wholesale Industry speaks well of them and how they value their associates. Our client is currently seeking a talented Underwriter/broker to work from their home in Alabama, or in their newest satellite location.
Responsibilities- Initiate, coordinate and quote new and renewal business with little or no supervision
- Determine coverage needs, prepare submissions for market and secure quotes
- Negotiate terms and coverage available with accessible markets
- Analyze, process and provide rating for premium and non-premium endorsements, including audits, cancellations & reinstatements
- Monitor accounts to ensure compliance with the company’s policies and procedure
- Possess and maintain an in-depth knowledge of underwriting guidelines, carrier appetite and state specific insurance laws/regulations
- Communicate with agents on underwriting issues including cancellations, declinations, exposure concerns, and inspection results
- Broad knowledge of concepts and procedures related to commercial property and casualty insurance which is typically acquired through a bachelor’s degree in a related field or at least 2 years of wholesale or E&S related experience
- Must be able to understand and analyze necessary components of insurance policies
- Possess or obtain California Property & Casualty Insurance license within 120 days of employment
- Proficient computer knowledge including all aspects of Microsoft Office
- Maintain and cultivate relationships with agents and insurance carriers
- Familiarity with multi-faceted systems including company rating websites, AIM & ImageRight
- Ability to effectively and independently manage complex workload while exhibiting very sound judgment
- Highly organized, able to multi-task, detail-oriented and possesses a sense of urgency
- Ability to work in a team environment is essential
- Maintain strong knowledge of the E & S market within the wholesale distribution channels
Competencies: To perform the job successfully, an individual should demonstrate the following competencies:- Analytical - Synthesizes complex or diverse information; Collects and researches data; Uses intuition and experience to complement data
- Problem Solving - Identifies and resolves problems in a timely manner; Gathers and analyzes information skillfully; Uses reason even when dealing with emotional topic
Customer Service - Responds promptly to customer needs; Responds to requests for service and assistance; Meets commitments
Interpersonal Skills - Focuses on solving conflict, not blaming
Oral Communication - Listens and gets clarification; Responds well to questions
Written Communication - Presents numerical data effectively; Able to read and interpret written information
Teamwork - Contributes to building a positive team spirit; Able to build morale and group commitments to goals and objectives
Business Acumen - Understands business implications of decisions; Displays orientation to profitability; Demonstrates knowledge of market and competition
Cost Consciousness - Contributes to profits and revenue
Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions
Education and/or Experience: High school diploma or general education degree (GED) required. Prefer college degree or five years of related experience and/or training or equivalent combination of education and experience
Language Skills: Ability to read and interpret documents such as business reports, safety rules, operating and maintenance instructions, and procedure manuals
Ability to write routine reports and business correspondence. Ability to speak effectively before groups of customers or employees of organization
Mathematical Skills: Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra and geometry
Reasoning Ability: Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situations. Ability to make independent decisions
Computer Skills: To perform this job successfully, an individual should have knowledge of Spreadsheet software and Word Processing software.
Certificates, Licenses, Registrations: Insurance license preferred, but not required.
Other Qualifications- Ability to problem-solve and deal with a variety of tasks in a fast-paced environment.
- Ability to develop productive relationships with peers and management and to demonstrate teamwork.
- Willingness and ability to travel to meet with customers and insurance carriers.
While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel and talk or hear. The employee is frequently required to reach with hands and arms and stoop, kneel, crouch, or crawl. The employee is occasionally required to stand and walk. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision and ability to adjust focus.
Work Environment: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The noise level in the work environment is usually moderate. - 2 Days Ago
Mortgage Loan Originator
- DHI Mortgage
-
Hoover, AL
FULL_TIME
- DescriptionD.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of hi...
- 1 Day Ago
Mortgage Loan Originator
- DHI Mortgage
-
Spanish Fort, AL
FULL_TIME
- DescriptionD.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of hi...
- 3 Days Ago
Mortgage Loan Originator
- USA Mortgage
-
Trussville, AL
FULL_TIME
- DescriptionWho We AreAt DAS Acquisition Company, LLC. (USA Mortgage), our mission is the unrelenting pursuit of perfection. We pride ourselves on the superior level of service that our status as a mor...
- 10 Days Ago
Mortgage Loan Originator
- USA Mortgage
-
Huntsville, AL
FULL_TIME
- DescriptionWho We AreAt DAS Acquisition Company, LLC. (USA Mortgage), our mission is the unrelenting pursuit of perfection. We pride ourselves on the superior level of service that our status as a mor...
- 18 Days Ago
Mortgage Consultant
- Prosperity Home Mortgage, LLC
-
Birmingham, AL
FULL_TIME
- Job Summary: Under the general supervision of an Area Manager, the Mortgage Consultant is responsible for advising new and existing clients on residential mortgage programs obtained from various sourc...
- 11 Days Ago
Mortgage Underwriter jobs at Popular Companies
Mortgage Underwriter
- Pinnacle Group, Inc.
-
West Des Moines, IA
- Position: Mortgage Underwriter Work Location: Remote (but should be available for onsite training) Duration: Long Term E...
- 6/10/2024 12:00:00 AM
Mortgage Underwriter
- Hunt Mortgage
-
Buffalo, NY
- We are seeking an experienced Mortgage Underwriter with proficiency in both conventional and government loan programs. T...
- 6/10/2024 12:00:00 AM
Senior Mortgage Underwriter
- Farmers Bank of Kansas City
-
Overland Park, KS
- SENIOR MORTGAGE UNDERWRITER Farmers Bank of Kansas City is growing and in need a highly motivated, experienced Sr. Under...
- 6/10/2024 12:00:00 AM
Mortgage Underwriter
- SolomonEdwards
-
- Position Summary The Mortgage Fulfillment Underwriter ensures that the assets reviewed meet all applicable investor guid...
- 6/9/2024 12:00:00 AM
Senior Mortgage Underwriter
- First Citizens Bank
-
Columbia, SC
- Overview: This position assesses the Bank's financial risk on potential borrowers applying for mortgage loans at a high ...
- 6/9/2024 12:00:00 AM
Mortgage Underwriter ( Hybrid)
- Digital Risk
-
Maitland, FL
- Mphasis Digital Risk is a one stop shop for Mortgage Solutions offering cutting-edge technology tailored to deliver high...
- 6/7/2024 12:00:00 AM
Mortgage Underwriting Supervisor
- NVR Inc
-
Myrtle Beach, SC
- Are you looking for a leadership role within underwriting services? Do you want to work for an established company with ...
- 6/7/2024 12:00:00 AM
Senior Mortgage Underwriter
- First Citizens Bank
-
Columbia, SC
- Overview: This position assesses the Bank's financial risk on potential borrowers applying for mortgage loans at a high ...
- 5/21/2024 12:00:00 AM
About Alabama
Alabama (/ˌæləˈbæmə/) is a state in the southeastern region of the United States. It is bordered by Tennessee to the north, Georgia to the east, Florida and the Gulf of Mexico to the south, and Mississippi to the west. Alabama is the 30th largest by area and the 24th-most populous of the U.S. states. With a total of 1,500 miles (2,400 km) of inland waterways, Alabama has among the most of any state.
Alabama is nicknamed the Yellowhammer State, after the state bird. Alabama is also known as the "Heart of Dixie" and the "Cotton State". The state tree is the longleaf pine, and the state flower is...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Underwriter jobs
$59,743 to $80,415
Most Popular Cities in Alabama for Mortgage Underwriter Jobs
What does a Mortgage Underwriter do?
Mortgage Underwriter
Planning/Organization – Ability to prioritize and plan work activities, use time efficiently and develop realistic action plans, work independently, and set expectations.
March 15, 2023
Mortgage Underwriter in Springfield, IL
Complete a thorough analysis of moderate to complex first- and second-lien loan packages to determine compliance with company and investor guidelines.
April 06, 2023
Mortgage Underwriter in Southfield, MI
Lead efforts to follow up and obtain items need to clear underwriting conditions.
May 09, 2023