Mortgage Loan Quality Assurance Representative jobs in Oklahoma
Mortgage Loan Quality Assurance Representative ensures that the mortgage loan processes meet company standards and guidelines. Monitors calls to ensure compliance with Fair Debt Collection Practices Act (FDCPA) and state specific regulations. Being a Mortgage Loan Quality Assurance Representative documents improper loan contracts and appraisals. Requires a high school diploma or equivalent. Additionally, Mortgage Loan Quality Assurance Representative typically reports to a manager or head of a unit/department. The Mortgage Loan Quality Assurance Representative works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Mortgage Loan Quality Assurance Representative typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)
Recently Added Mortgage Loan Quality Assurance Representative jobs
Loan Quality Assurance Manager
- First United Bank
-
Durant, OK
FULL_TIME
-
SUMMARY
This position is responsible for managing the Loan Quality Assurance team’s daily functions to mitigate risk related to consumer and commercial lending functions. This includes developing and managing the team, developing and maintaining QA processes, quality assurance of loan files including loan system data, collateral documentation and perfection, credit documentation and policy compliance, developing, monitoring, and reporting of controls, and documentation exceptions management.
Primary Responsibilities (essential Functions)- Develop team including interviewing, hiring, training, coaching, measuring performance, providing feedback, and leading meetings.
- Ensure that Loan QA meets or exceeds department goals, quality, and service standards.
- Guide accurate and timely completion of Quality Assurance team responsibilities.
- Collaborate across business units on process updates and communications resulting from changing regulatory and/or credit requirements.
- Develop and improve procedures, tools, checklists and working instructions for team responsibilities.
- Ensure proper loan quality controls in place to mitigate risks and periodic control assessment for new loan and loan servicing related activities.
- Ensure loans are documented properly, demonstrate collateral perfection, and critical loan data is accurate in the bank’s core loan system according to policies, procedures and system capabilities.
- Manage and ensure accurate exception tracking process in accordance with loan agreements, covenants, approved requests, credit policy, and bank procedures, exception resolution, and reporting.
- Determine loan sampling methodology to perform credit and regulatory reviews and report results.
- Coordinate activities to ensure HMDA and CRA data integrity, and Fair Lending, Truth in Lending, TRID, flood, and other federal and state regulatory compliance.
- Serve as a subject matter expert and key representative for the Loan QA team.
- Participate in work collaborations as needed.
Provide excellent service to external customers, community banks, and Loan Operations staff. Maintain customer centric focus while managing various tasks with a high level of accuracy and quick turnaround. Maintain an essential understanding of loan origination and credit approval process. Continually update skills and knowledge of regulatory requirements, Bank policies and procedures, systems, and industry standards. Recommend possible process improvements to manager when identified. Complete required compliance exams annually. Adhere to all bank policies and procedures. Perform other duties as assigned by manager.
EMPLOYEE SPECIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Technical/Functional Competencies- Good understanding of financial institution products and services
- Strong interpersonal skills to build relationships across business units, operations and credit departments
- Excellent leadership, process management, conflict management, communication, analytical, and decision-making skills
- Ability to work in fast-paced environment, handle multiple tasks and prioritize work
- Excellent time management and organizational skills
- Ability to initiate tasks and projects with little or no supervision.
- Willingness to accept additional responsibilities
- Proficient software navigation skills including Microsoft Word and Excel
- Ability to adapt to changing technology and processes
- High school diploma or GED
- One or more years of experience in a supervisory position
- One or more years of experience in banking, lending, or operations
- Bachelor’s degree in business, law, or finance
- Three or more years of progressive experience in banking, lending, or operations
- Previous supervisory experience with proven team building, mentoring, training and coaching skills
- Experience with Jack Henry Silverlake software
- Higher level Microsoft Excel skills and/or data analysis
- Extensive experience with loan documentation, lien perfection, collateral perfection, credit monitoring, document tracking and management, lending related regulatory requirements, and management reporting
- Knowledge and experience with document and/or item exception tracking and document imaging systems
All Locations:
Durant-Corporate
If any applicant is unable to complete an application or respond to a job opening because of a disability, please email us at HR@firstunitedbank.com for assistance.
First United is an Equal Opportunity Employer. To the extent required by Federal or State law, First United does not discriminate in employment opportunities or practices on the basis of race, color, religion, sex, national origin, or any other characteristic protected by law.
- 6 Days Ago
Mortgage Loan Originator
- LIV Mortgage
-
Oklahoma, OK
FULL_TIME
- We are looking for an experienced, service, and detail-oriented mortgage loan officer to join our team. We believe in removing obstacles and creating a supportive environment for you to thrive in. If ...
- 1 Month Ago
Mortgage Loan Originator
- USA Mortgage
-
Oklahoma, OK
FULL_TIME
- DescriptionWho We AreAt DAS Acquisition Company, LLC. (USA Mortgage), our mission is the unrelenting pursuit of perfection. We pride ourselves on the superior level of service that our status as a mor...
- 2 Months Ago
Mortgage Loan Originator Assistant
- House and Home Mortgage
-
Edmond, OK
FULL_TIME
- Are you interested in joining a leader in the mortgage industry who offers stability and growth, ongoing training opportunities and employee engagement? We're hiring a mortgage loan officer assistant ...
- 1 Month Ago
Mortgage loan originator
- House and Home Mortgage
-
Edmond, OK
FULL_TIME
- Are you interested in joining a leader in the mortgage industry who offers stability and growth, ongoing training opportunities and employee engagement? We're hiring a mortgage loan officer assistant ...
- 19 Days Ago
Edmond, OK - Mortgage Loan Originator
- FBC Mortgage, LLC
-
Edmond, OK
FULL_TIME
- FBC is hiring seasoned Mortgage Loan Originators in our Edmond, OK branch!Job RequirementsSuccessful Mortgage Loan Originators will proactively identify, develop and maintain a quality network of busi...
- 6 Days Ago
Mortgage Loan Quality Assurance Representative jobs at Popular Companies
Business Quality Assurance Representative
- Gainsco, Inc.
-
Dallas, TX
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Quality Assurance Associate
- Curaleaf
-
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- Curaleaf Holdings, Inc. (CSE: CURA) (OTCQX: CURLF) ("Curaleaf") is a leading international provider of consumer products...
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Quality Assurance Associate
- Curaleaf
-
Webster, MA
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Quality Assurance Associate
- Curaleaf
-
Ravena, NY
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- 6/10/2024 12:00:00 AM
Quality Assurance Associate
- INCOG BioPharma Services
-
Fishers, IN
- QA Associate WHO? INCOG Biopharma Services is seeking a Quality Assurance professional to oversee and support fill/finis...
- 6/9/2024 12:00:00 AM
Quality Assurance Representative
- TRANZACT
-
Raleigh, NC
- Job Description TRANZACT - QA Representative The Quality Assurance Representative monitors the sales and enrollment acti...
- 6/8/2024 12:00:00 AM
Quality Assurance Representative
- Specialty Rx, Inc.
-
Ridgefield Park, NJ
- Job Description Specialty Rx is a Long-Term Care pharmacy providing pharmaceutical services to long term care facilities...
- 6/6/2024 12:00:00 AM
Quality Assurance Representative
- Capital Vacations
-
Kissimmee, FL
- Qualifications Maintains a low net cancellation rate while maintaining the integrity of Capital Vacations ownership High...
- 6/6/2024 12:00:00 AM
About Oklahoma
Oklahoma is the 20th-largest state in the United States, covering an area of 69,899 square miles (181,040 km2), with 68,595 square miles (177,660 km2) of land and 1,304 square miles (3,380 km2) of water. It lies partly in the Great Plains near the geographical center of the 48 contiguous states. It is bounded on the east by Arkansas and Missouri, on the north by Kansas, on the northwest by Colorado, on the far west by New Mexico, and on the south and near-west by Texas. Much of its border with Texas lies along the Southern Oklahoma Aulacogen, a failed continental rift. The geologic figure defi...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Loan Quality Assurance Representative jobs
$43,873 to $55,849