Mortgage Credit Analyst jobs in Texas
Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Mortgage Credit Analyst jobs
Mortgage Credit Analyst
- IBC Bank
-
Austin, TX
FULL_TIME
-
IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects it's dedication to the growth and success of it's employees, customers and communities. IBC bank hires talented, creative and dedicated individuals to help our business succeed. We are a company that values leadership, community engagement and relationship building that leads to a culture of excellence. We are currently seeking to fill positions across all business segments. IBC's focus is to be customer centric and strive to provide excellent customer experience.Time Type:Full timeDepartment:1010 Mortgage Credit OperationsJob Summary:The Document Review Specialist is primarily responsible for performing Loan Set Up, Loan Reviews and Loan Documentation Reviews for Portfolio loans, as well as other routine audits to ensure the accuracy and completeness of bank records and to support the bank in ensuring compliance with all State and Federal regulationsJob Description:ESSENTIAL JOB FUNCTIONSThe statements on this job description are intended to describe the general nature of level of work being performed by incumbents. They are not an exhaustive list of all responsibilities, duties, and skills required by all incumbents.
- Performs data entry for Set Up of new loan application received by the Submission process
- Responds to emails from brokers and other business partners
- Performs audits of preliminary disclosures, re-disclosures, and final disclosures for adherence to federal and state compliance regulations for all mortgage divisions.
- Communicates and follows up on any corrections needed to disclosures.
- Provides accurate disclosures/re-disclosures to applicants via DocuSign and/or U.S. mail.
- Uploads accurate disclosures/re-disclosures and audit forms into IMS.
- Processes requests for resending of disclosures via DocuSign and routes any correspondence from applicants and/or brokers to appropriate party for follow-up.
- Performs monthly self-audits on various regulations as required by IBC Compliance Department.
- Completes mandatory compliance trainings by due date.
- Daily pre & post-Closing audits.
- Prepares Excel reports.
- Works with team members from Underwriting, Processing, Closing, and Post-Closing Departments.
- Other duties as assigned.
SKILLS- Excellent Verbal and Written Communication Skills
- Ability to Multitask
- Superior Time Management Skills
- Attention to Detail and Highly Organized
EDUCATION- High School diploma or GED equivalent.
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- 18 Days Ago
(Hybrid) Mortgage Process Analyst III
- PenFed Credit Union
-
Irving, TX
FULL_TIME
- OverviewAre you looking to take your career from good to great? As an employee of PenFed, every day is an opportunity to thrive, and be part of a team working to ensure our organization is providing w...
- 4 Days Ago
Credit Analyst
- We Care Credit Solutions LLC
-
Arlington, TX
FULL_TIME
- We are seeking to hire a credit analyst to join our team. You will manage a portfolio of clients and report to the Head of Credit. Your responsibilities will include evaluating the financial status of...
- 1 Month Ago
Member Credit/Financial Credit Analyst
- Catalyst Corporate Federal Credit Union
-
Plano, TX
FULL_TIME
- Full Time, Permanent Opportunity for Member Credit Analyst (Must be local to PLANO, TX)Catalyst and Your CareerAt Catalyst Corporate Federal Credit Union, our mission is to be a premier innovative cor...
- Just Posted
Credit Analyst II
- RALLY CREDIT UNION
-
Allen, TX
OTHER
- Job Details Job Location: Northgate Branch - McAllen, TX Salary Range: Undisclosed DescriptionPRIMARY OBJECTIVE OF POSITION The primary objective of this position is commercial business credit underwr...
- 4 Days Ago
Credit Analyst Trainee
- AgTrust Farm Credit
-
Waco, TX
FULL_TIME
- Credit Analyst Trainee at AgTrust Farm Credit AgTrust Farm Credit is a premier resource to help people in urban areas who aspire to find and purchase their ideal home in the country. In addition, we h...
- 4 Days Ago
Mortgage Credit Analyst jobs at Popular Companies
Bank Examiner - Hybrid (Open for Relocating Candidates)
- Comrise
-
Irving, TX
- Credit Risk Analyst/Bank Examiner Hybrid - 3 days office, 2 days remote Open for Relocating Candidates - can provide rel...
- 6/11/2024 12:00:00 AM
IT Funding Analyst
- StevenDouglas
-
Miami, FL
- Do you have incredible attention to detail? Are you looking to enter the Finance Sector? We have immediate opportunities...
- 6/11/2024 12:00:00 AM
Remote Sales Job Work From Home No Cold Calling
- Symmetry
-
Elmendorf, TX
- Remote Sales Job Work From Home No Cold Calling Must be authorized to work in the US, no work visas offered at this time...
- 6/11/2024 12:00:00 AM
Analyst, Epic Configuration
- Acrisure
-
Grand Rapids, MI
- Job Title: Analyst, Epic Configuration Department: Information Technology - Agency Broker Applications Location: Remote ...
- 6/11/2024 12:00:00 AM
Quantitative Analyst - Model Validation (IV&V)
- NuvoLogic Consulting
-
Washington, DC
- NuvoLogic Consulting is a management consulting company in the Northern Virginia area. We engage with public and private...
- 6/11/2024 12:00:00 AM
Wealth Relationship Manager (Hybrid)
- Citigroup
-
San Antonio, TX
- The Wealth Relationship Mgmt. Sr. Analyst SAFE Act is a seasoned professional role. Applies in-depth disciplinary knowle...
- 6/11/2024 12:00:00 AM
Quantitative Risk Analyst
- Angel Oak
-
Atlanta, GA
- Who We Are: Angel Oak Companies is a diversified financial services company specializing in asset management and non-age...
- 6/11/2024 12:00:00 AM
VP Commercial Underwriting - Affordable Housing
- Western Alliance Bancorporation
-
Phoenix, AZ
- Job Title: VP Commercial Underwriting - Affordable Housing Location: CityScape What you'll do: The VP- Commercial Underw...
- 6/11/2024 12:00:00 AM
About Texas
Texas (/ˈtɛksəs/, locally /ˈtɛksɪz/; Spanish: Texas or Tejas Spanish pronunciation: [ˈtexas] (listen)) is the second largest state in the United States by both area and population. Geographically located in the South Central region of the country, Texas shares borders with the U.S. states of Louisiana to the east, Arkansas to the northeast, Oklahoma to the north, New Mexico to the west, and the Mexican states of Chihuahua, Coahuila, Nuevo León, and Tamaulipas to the southwest, while the Gulf of Mexico is to the southeast.
Houston is the most populous city in Texas and the fourth largest in the...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$51,459 to $73,506
Most Popular Cities in Texas for Mortgage Credit Analyst Jobs
What does a Mortgage Credit Analyst do?
Mortgage Credit Analyst in Lancaster, PA
Provide analytical support to residential mortgage loan trading and management team.
January 17, 2020
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019