Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
FCS Financial, part of the nationwide Farm Credit System, is dedicated to supporting agriculture and rural communities! At FCS, we seek individuals who share a passion for agriculture! If you are independent, self-motivated, detailed, and provide excellent customer services, we are looking for you!
This entry level Credit Analyst role starts at $55,000 and comes with the opportunity to grow personally and professionally. In the analyst role, you get to provide recommendations on credit applications, evaluate financial information, develop financial analyses, and interpret and apply credit standards.
If you want to work for a company that offers flexible work options such as flexible hours and hybrid work option now is a great time to join our team!
Potential office locations in Missouri include Jefferson City, Columbia, Springfield, Harrisonville, and O’Fallon. However, we are open to other office location for the right talent.
A Hybrid - Remote Office Work Environment and flexible work schedule will be considered after the initial training period is complete and based off of the candidates’ qualifications and needs.
This position is open until filled.
This position is classified as Non-Exempt under the Fair Labor Standards Act.
Department: Credit
Reports to: Credit Team Leader
Supervises: None
Job Functions*
Percentage
Job Functions
60%
Loan Request Analysis
25%
Communication
15%
Professional Development
n/a
Other duties as assigned to meet the needs of the organization.
Minimum Qualifications
Required Knowledge and Skills
Scope of Responsibilities:
Responsibility
Measure
Individual Authority Level
Level 4-5
Credit Loan Committee
Position 3