Mortgage Credit Analyst jobs in Colorado
Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Mortgage Credit Analyst jobs
Commercial Credit Analyst
- Bellco Credit Union
-
Greenwood, CO
FULL_TIME
- COMMERCIAL CREDIT ANALYST _____________________________________________________________________________ LOCATION: Corporate DIVISION: SVP-CCO FUNCTION DESCRIPTION Perform periodic reviews for Bellco originated loans and purchased participations from other credit unions utilizing Bellco approved forms and methodology, use business, personal and global financial data, make risk rating grade recommendations, review adverse graded loans for any requested modifications to mitigate risk and preserve Bellco’s credit quality. ORGANIZATIONAL RELATIONSHIPS Reports to: Senior Vice President - Commercial Lending Supervises: N/A Contacts: Bellco’s members and other contacts, such as office managers and CPAs, other credit union departments, credit union officials, commercial lending department members, external financial service providers, CUSO employees, other credit union personnel, auditors, examiners. QUALIFICATIONS/REQUIREMENTS Education: A bachelor’s degree with emphasis in business or finance, or equivalent work experience. Experience: Five (5) to seven (7) years commercial underwriting experience, including moderately complex commercial real estate transactions Five (5) years overall banking experience, including client facing roles Operating knowledge of banking regulations, intermediate knowledge of financial analysis Previous experience in risk ratings and loan structures for commercial loans Intermediate experience with commercial credit policies, procedures and practices Skills: Understanding methodology of property, business and individual cash flows, global cash flows and complex legal organizational structures Ability to analyze and underwrite moderately complex commercial real estate loans, with loan amounts ranging from approximately $1 million to $25 million Good verbal and written communication and interpersonal skills, and ability to compose complex and lengthy review forms, summarizing strengths and weaknesses Ability to perform mathematical calculations with speed and accuracy Ability to prioritize multiple tasks and responsibilities at one time. Ability to manage heavy workloads of loan transactions. Ability to assess risk versus investment for credit quality Ability to work independently and within a structured environment. Operating within stated policies and procedures. Equipment: Personal computer running the Windows operating system, calculator, copier, facsimile machine, telephone and system printers, ESSENTIAL FUNCTIONS: Proficient and independent review and analysis of company and individual financial data for loan(s) and relationships for approval (or decline), including suggesting ways to mitigate credit risk. Recommend risk rating changes as supported by periodic review or other loan analysis. Underwrite and analyze new commercial loan requests as necessary to maintain service levels. Responsible for operational excellence and regulatory compliance with all state and federal laws and regulations as it relates to commercial loans. Provides a valuable and enjoyable experience to both internal customers and members during interactions. Consistently suggests ways to improve the member/customer experience through improved processes and technology. Recommend and be able to deliver ongoing training for others as needed. Work with participating credit unions to facilitate the supply of all required source documents and executed loan documents during evaluation and after the participation sale, including annual review documents and related source documents. Work with Centennial Lending CUSO personnel on closed loan files serviced by the CUSO. Occasional driving to vendor locations or member meetings may be required. Occasionally perform property inspections in state the Denver metro area as needed. Perform other duties as requested or needed. Regular and punctual attendance. Management retains the discretion to add to or change the duties of the position at any time. WORKING CONDITIONS Office environment. Mobility throughout branch office or department. Occasional stooping, bending and stretching. Regular use of a PC.
- Just Posted
Senior Credit Analyst
- Farm Credit Council
-
Colorado, CO
FULL_TIME
- Farm Credit of Southern Colorado (FCSC) is seeking a Senior Credit Analyst to join our team. The chosen candidate will be responsible for recommending or approving within delegated credit authority, c...
- 24 Days Ago
Mortgage - Mortgage Loan Officer
- Premier Members Credit Union
-
Broomfield, CO
FULL_TIME
- As The Artisans of Banking, we strive to be B.R.A.V.E. (Build Relationships & Add Value Everyday). We recognize that in order to meet the needs of our communities, we must represent our communities. O...
- 2 Days Ago
Mortgage Project Lead
- Ent Credit Union
-
Colorado, CO
FULL_TIME
- Company DescriptionEnt Credit Union exists to improve the financial quality of life of the people we serve. This mission drives us every day, but we are more than our mission. We're also individuals u...
- 1 Day Ago
Mortgage Loan Officer
- Ent Credit Union
-
Fort Collins, CO
FULL_TIME
- Company DescriptionEnt Credit Union exists to improve the financial quality of life of the people we serve. This mission drives us every day, but we are more than our mission. We're also individuals u...
- 5 Days Ago
Credit Analyst
- Trinidad Benham
-
Denver, CO
FULL_TIME
- Credit AnalystDepartment: AccountingEmployment Type: Full TimeLocation: Denver, COReporting To: Neil WheatlyCompensation: $60,000 - $70,000 / yearDescriptionThere’s a reason Trinidad Benham is recogni...
- 1 Day Ago
Mortgage Credit Analyst jobs at Popular Companies
Bank Examiner - Hybrid (Open for Relocating Candidates)
- Comrise
-
Irving, TX
- Credit Risk Analyst/Bank Examiner Hybrid - 3 days office, 2 days remote Open for Relocating Candidates - can provide rel...
- 6/11/2024 12:00:00 AM
IT Funding Analyst
- StevenDouglas
-
Miami, FL
- Do you have incredible attention to detail? Are you looking to enter the Finance Sector? We have immediate opportunities...
- 6/11/2024 12:00:00 AM
Remote Sales Job Work From Home No Cold Calling
- Symmetry
-
Elmendorf, TX
- Remote Sales Job Work From Home No Cold Calling Must be authorized to work in the US, no work visas offered at this time...
- 6/11/2024 12:00:00 AM
Analyst, Epic Configuration
- Acrisure
-
Grand Rapids, MI
- Job Title: Analyst, Epic Configuration Department: Information Technology - Agency Broker Applications Location: Remote ...
- 6/11/2024 12:00:00 AM
Quantitative Analyst - Model Validation (IV&V)
- NuvoLogic Consulting
-
Washington, DC
- NuvoLogic Consulting is a management consulting company in the Northern Virginia area. We engage with public and private...
- 6/11/2024 12:00:00 AM
Wealth Relationship Manager (Hybrid)
- Citigroup
-
San Antonio, TX
- The Wealth Relationship Mgmt. Sr. Analyst SAFE Act is a seasoned professional role. Applies in-depth disciplinary knowle...
- 6/11/2024 12:00:00 AM
Quantitative Risk Analyst
- Angel Oak
-
Atlanta, GA
- Who We Are: Angel Oak Companies is a diversified financial services company specializing in asset management and non-age...
- 6/11/2024 12:00:00 AM
VP Commercial Underwriting - Affordable Housing
- Western Alliance Bancorporation
-
Phoenix, AZ
- Job Title: VP Commercial Underwriting - Affordable Housing Location: CityScape What you'll do: The VP- Commercial Underw...
- 6/11/2024 12:00:00 AM
About Colorado
Colorado (/ˌkɒləˈrædoʊ, -ˈrɑːdoʊ/ (listen), other variants) is a state of the Western United States encompassing most of the southern Rocky Mountains as well as the northeastern portion of the Colorado Plateau and the western edge of the Great Plains. It is the 8th most extensive and 21st most populous U.S. state. The estimated population of Colorado was 5,695,564 on July 1, 2018, an increase of 13.25% since the 2010 United States Census.
The state was named for the Colorado River, which early Spanish explorers named the Río Colorado for the ruddy silt the river carried from the mountains. The...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$53,614 to $76,584
Most Popular Cities in Colorado for Mortgage Credit Analyst Jobs
What does a Mortgage Credit Analyst do?
Mortgage Credit Analyst in Lancaster, PA
Provide analytical support to residential mortgage loan trading and management team.
January 17, 2020
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019