Mortgage Credit Analyst jobs in Arizona
Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Mortgage Credit Analyst jobs
- Global Credit Union
-
Glendale, AZ
FULL_TIME
-
Overview
Reports To: Varies by location
Primary Functions: Originate mortgage loans and promote related programs within the real estate profession and through personal networks.
Duties and Responsibilities:
- Market mortgage loan programs to the real estate sales industry and to personal contacts.
- Develop and maintain loan referral relationships with professionals in real estate, accounting, legal and financial planning fields.
- Interview buyer/applicants and originate investor mortgage loans. Accept applications and input them to the origination system, provide required estimates and disclosures, and gather required documentation and fees to process mortgage loans.
- Ensure all loans are originated, disclosed and/or re-directed accurately and timely within all established regulatory compliance requirements and timeframes.
- Ensure accurate processing is completed in a timely manner and prepare for submission to underwriting.
- If the loan is approved, take final steps to ensure a smooth closing. If the loan is declined, verbally advise the borrower and issue applicable refunds. Return any documents not pertaining to credit.
- Conduct sales presentations for Realtors as necessary to enhance business relations.
- Perform other duties as assigned.
- Short-term and long-term incentives
- Comprehensive medical, dental and vision insurance plan that has HSA and FSA options
- 401(k) plan with a 5% match
- Employee Assistance Program (EAP)
- Life and disability coverage
- Voluntary cash benefits for accident, hospitalization and critical illness
- Tuition Reimbursement
- Generous leave programs to include Paid Time Off accrual, Paid Sick Leave, Paid Holidays
- Click here to view Global’s comprehensive Benefits Programs.
- 28 Days Ago
Qualifications
Education: Bachelors degree in Business Administration with advanced industry courses in real estate lending.
Creditable Experience in Lieu of Education: Two years of real estate lending experience with at least one year at the loan officer/originator level. Advanced industry courses in real estate lending.
Experience/Skills: Strong attention to detail and ability to perform industry related analysis required. Strong selling and communication skills. A good working knowledge of all aspects of real estate lending including knowledge of all applicable laws, regulations and programs. Proven ability to develop sources of mortgage loan application business.
Tenure: Not Applicable
Compensation
Mortgage Loan Originator (Category 19)
Salary Pay Range: $22,000 - $33,000 annually. Starting base salary will be determined based on candidate experience, qualifications, education, and local or state wage requirements, if applicable and will fall within the range provided above. This position is eligible for performance-based commission.
In accordance with our Salary Administration policy, new hire base salaries generally fall within the minimum to midpoint of the listed range.
Benefits
Equal Opportunity Employer
- TruWest Credit Union
-
Tempe, AZ
FULL_TIME
- Live your best (work) life at TruWest Credit Union! Do you like knowing what tomorrow will bring? And the day after? And the day after that? Same, us too! At TruWest, we offer steady work schedules th...
- 1 Day Ago
- Desert Financial Credit Union
-
Phoenix, AZ
FULL_TIME
- The Mortgage Loan Officer (MLO) will guide clients through the loan application process, from initial consultation to a successful closing. MLO’s will originate loans primarily sourced from electronic...
- 2 Months Ago
- UNISON BANK
-
Gilbert, AZ
FULL_TIME
- Summary/Objective Primarily, the Credit Analyst position serves as the loan analyst for credits. This includes loan analysis, preparing the credit analysis on loans presented to the loan committee, an...
- 8 Days Ago
- OTR Solutions
-
Scottsdale, AZ
FULL_TIME
- OTR Solutions is an innovator in the transportation industry providing a suite of factoring, fuel, and business management focused solutions. We help new and established companies get fast access to t...
- 21 Days Ago
- Notre Dame Federal Credit Union
-
Phoenix, AZ
OTHER
- PRIMARY FUNCTION: Within authorized authority, and in accordance with sound underwriting practices as set out in policy and procedure, this position interviews mortgage loan applicants, initiates appl...
- 2 Days Ago
Mortgage Credit Analyst jobs at Popular Companies
- Mitchell Martin Inc.
-
Plano, TX
- Technical Business Data Analyst - Banking - W2 Only Location: Plano, TX Duration: 12-24 Months HYBRID ONLY in Dallas Met...
- 6/2/2024 12:00:00 AM
- CapCenter
-
Richmond, VA
- CapCenter is looking for a Loan Advisor to help pursue our mission: simplifying the homeownership journey with consolida...
- 6/2/2024 12:00:00 AM
- Gresham Partners, LLC
-
Chicago, IL
- Founded in 1997, Gresham Partners, LLC is a $8 billion Chicago-based investment and wealth management firm serving a sel...
- 6/2/2024 12:00:00 AM
- Harrison National Employment
-
Philadelphia, PA
- The Senior Analyst will be responsible for managing a pipeline of issues and process improvement opportunities identifie...
- 6/2/2024 12:00:00 AM
- Scott Credit Union
-
Edwardsville, IL
- The Company At Scott Credit Union, we truly value our employees. While our buildings convey the Scott Credit Union name ...
- 6/2/2024 12:00:00 AM
- Advantage xPO
-
Cohoes, NY
- Advantage xPO is currently looking for a bright, energetic and friendly Client Analyst to support a busy and highly succ...
- 6/2/2024 12:00:00 AM
- Conventus
-
- About Conventus Holdings Corporation was envisioned and created to reduce the number of economic intermediaries involved...
- 6/2/2024 12:00:00 AM
- U.S. Bank
-
Brea, CA
- At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarte...
- 5/29/2024 12:00:00 AM