Mortgage Credit Analyst jobs in the United States

Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Mortgage Credit Analyst
  • IBC Bank
  • Austin, TX FULL_TIME
  • IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects it's dedication to the growth and success of it's employees, customers and communities. IBC bank hires talented, creative and dedicated individuals to help our business succeed. We are a company that values leadership, community engagement and relationship building that leads to a culture of excellence. We are currently seeking to fill positions across all business segments. IBC's focus is to be customer centric and strive to provide excellent customer experience.
    Time Type:
    Full time
    Department:
    1010 Mortgage Credit Operations
    Job Summary:
    The Document Review Specialist is primarily responsible for performing Loan Set Up, Loan Reviews and Loan Documentation Reviews for Portfolio loans, as well as other routine audits to ensure the accuracy and completeness of bank records and to support the bank in ensuring compliance with all State and Federal regulations
    Job Description:
    ESSENTIAL JOB FUNCTIONS
    The statements on this job description are intended to describe the general nature of level of work being performed by incumbents. They are not an exhaustive list of all responsibilities, duties, and skills required by all incumbents.
    • Performs data entry for Set Up of new loan application received by the Submission process
    • Responds to emails from brokers and other business partners
    • Performs audits of preliminary disclosures, re-disclosures, and final disclosures for adherence to federal and state compliance regulations for all mortgage divisions.
    • Communicates and follows up on any corrections needed to disclosures.
    • Provides accurate disclosures/re-disclosures to applicants via DocuSign and/or U.S. mail.
    • Uploads accurate disclosures/re-disclosures and audit forms into IMS.
    • Processes requests for resending of disclosures via DocuSign and routes any correspondence from applicants and/or brokers to appropriate party for follow-up.
    • Performs monthly self-audits on various regulations as required by IBC Compliance Department.
    • Completes mandatory compliance trainings by due date.
    • Daily pre & post-Closing audits.
    • Prepares Excel reports.
    • Works with team members from Underwriting, Processing, Closing, and Post-Closing Departments.
    • Other duties as assigned.
    SKILLS
    • Excellent Verbal and Written Communication Skills
    • Ability to Multitask
    • Superior Time Management Skills
    • Attention to Detail and Highly Organized
    EDUCATION
    • High School diploma or GED equivalent.
  • 6 Days Ago

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Commercial Mortgage Credit Analyst
  • U.S. Bank National Association
  • Brea, CA FULL_TIME
  • At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succee...
  • 8 Days Ago

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Mortgage Resource Analyst
  • Scott Credit Union
  • Edwardsville, IL FULL_TIME
  • Scott Credit Union is looking to hire a full-time Mortgage Resource Analyst to join our amazing Mortgage team in our Edwardsville home office. This position will be onsite Monday thru Friday normal bu...
  • 7 Days Ago

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Mortgage Analyst
  • Mortgage Lender
  • Fort Lauderdale, FL FULL_TIME
  • We are seeking a Financial Analyst to analyze and interpret financial and market data. As a Financial Analyst you will be responsible for preparing financial reports, implementation of the budgeting a...
  • 5 Days Ago

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Credit Analyst
  • Farm Credit Network
  • Mount Joy, PA FULL_TIME
  • Are you looking for a new opportunity that offers career development/training, ability to work in a collaborative team environment, and provides great work/life balance? Overview: Horizon Farm Credit ...
  • Just Posted

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Credit Analyst
  • Farm Credit Network
  • Lewisburg, PA FULL_TIME
  • Are you looking for a new opportunity that offers career development/training, ability to work in a collaborative team environment, and provides great work/life balance? Overview: Horizon Farm Credit ...
  • Just Posted

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Market Coordinator
  • Improveit Home Remodeling
  • Columbus, OH
  • Improveit Home Remodeling has been a trusted name in the home improvement industry for over 35 years. We are dedicated t...
  • 5/29/2024 12:00:00 AM

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Internal Revenue Agent (Roster)
  • Department Of The Treasury
  • Columbus, OH
  • Duties WHAT IS THE LBI - (Large Business and International)DIVISION? A description of the business units can be found at...
  • 5/29/2024 12:00:00 AM

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Sr Business Risk Officer (Corporate, Specialty & Government Banking and/or Commercial Administration Services)
  • Huntington Bancshares Inc
  • Columbus, OH
  • Description Summary: The Commercial Business Risk Officer, Sr. reports to the Commercial Segment Risk Officer, Sr. and w...
  • 5/29/2024 12:00:00 AM

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Senior Compliance Specialist (On-Site)
  • Integra Beauty
  • Groveport, OH
  • Who We Are: Our team of innovators and visionaries is passionate about pushing the envelope and taking bold risks that i...
  • 5/29/2024 12:00:00 AM

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Branch Manager - Columbus, OH (8211) Full Time | Columbus - Worthington, OH, 43085 chevron_right
  • Compass Kids
  • Columbus, OH
  • Job Location Columbus - Worthington, OH Emser Tile, LLC, an award-winning nationwide supplier of high-quality, fashionab...
  • 5/29/2024 12:00:00 AM

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Financial Analyst, FP&A
  • La Senza
  • Columbus, OH
  • Position Overview: We are seeking a talented and analytical Finance Planning and Analysis professional to join our team ...
  • 5/28/2024 12:00:00 AM

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Analyst, Custodial Cash Management
  • ORIX USA
  • Columbus, OH
  • Purpose and Job Summary The Analyst is responsible for processing all disbursement and swing requests submitted by the m...
  • 5/27/2024 12:00:00 AM

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Senior Manager - Technical Tax Accounting
  • Accenture
  • Columbus, OH
  • Accenture is a leading global professional services company that helps the world's leading businesses, governments and o...
  • 5/27/2024 12:00:00 AM

Income Estimation for Mortgage Credit Analyst jobs
$52,431 to $74,889