Lending Officer jobs in Indiana
Lending Officer conducts lending activities for an assigned market or geographic area. Develops a pipeline of customers through referrals, inquiries, and outreach. Being a Lending Officer performs a due diligence review of potential borrowers, including a risk and financial analysis. Structures loan proposals, prepares credit memos, and presents to loan committee for approval. Additionally, Lending Officer may manage a portfolio of existing loans, including reviewing financial reporting, monitoring compliance with loan terms, and handling loan modifications or workouts. Ensures adherence to regulations, bank credit policies, and procedures. Typically requires a bachelor's degree. Typically reports to a manager. The Lending Officer work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Lending Officer typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Lending Officer jobs
Sr. Loan Officer
- Milestone Home Lending
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Greenwood, IN
FULL_TIME
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This position is for MILESTONE LENDING, one of the Family of Companies of Newrez LLC.
Position Description
Primary Function
The primary function of the Loan officer is to sell loan products offered by NewRez. Contact prospective clients to develop and maintain referral sources. Meet with prospective clients at outside locations such as a client’s home. Make in-person calls on real estate agents, financial advisors and other potential referral sources to develop borrower leads.
Principal Duties- Utilize and develop a network of resources for mortgage loan business development and solicitation for new business.
- Utilize, manage and market to a database of customer contacts.
- Maintain a positive sales environment by educating potential borrowers, Real Estate Agents and Homebuilder sales representatives on the Company’s products and services; create and deliver presentations when necessary.
- Complete thorough loan applications by communicating with perspective applicants and obtain specified information relating to the loan or credit application; correspond with applicant via telephone, email or in-person to resolve any questions regarding application information.
- Perform prequalification assessment and analysis of financial condition and risk of financing requests within the Company’s credit policies and programs, as well as all state and federal lending regulations (FHA, VA, Fannie Mae, Freddie Mac, Conventional, Conforming, Rural Housing Development, Bond and Portfolio).
- Negotiate rate, terms and conditions of the loan.
- Lock loans on time and in the correct product type to avoid fall-out.
- Collect up-front fees from applicant.
- Submit complete loan application, including all required documents and disclosures, and coordinate the process with assigned processing center.
- Input loans into appropriate Automated Underwriting System (AUS), such as DU or LP, for underwriting decision.
- Assist with, and solve, issues relating to processing, underwriting and closing of loans within employee’s loan pipeline.
- Develop and maintain knowledge of the financial industry, economy, market conditions, rates, vendors and competition.
- Represent the Company in various community and civic functions to enhance the Company’s image and develop additional business.
- Consistently apply superior decision making techniques relating to applicant inquiries, approvals, and requests as they pertain to existing policies, regulations and procedures.
- Maintain compliance on all loan files and pipeline.
- Other duties as assigned.
- Must have an active state MLO license in each state where business is to be conducted.
- High-school diploma or GED and a minimum.
- 3-years lending origination experience.
- Strong PC skills, including Power Point, Excel, Word and Lotus Notes.
- Solid knowledge of state and local real estate markets.
- Ability to plan for contingencies and anticipate problems and identify risks.
- Ability to negotiate persuasively to produce positive outcomes.
- Ability to effectively listen and respond to customers’ needs.
- Ability to demonstrate a strong desire to satisfy one’s internal and external customers by displaying superior customer service skills.
- Ability to demonstrate corporate responsibility by living our core values – Superior Customer Service, Integrity, Respect, Hard Work, and Long Term Commitment.
- Ability to instill trust and confidence from others.
- Ability to effectively convey and receive ideas, information, and directions.
- Ability to exhibit professional written and verbal communication at all times.
- Ability to build and maintain work relationships and contacts needed to effectively address issues and obstacles.
- Ability to value contribution of all team members and is effective at resolving workplace conflicts.
- Ability to establish positive rapport with customers.
- Ability to seek out new and creative ways to provide solutions to the customer’s needs.
- Ability to demonstrate solid selling skills and techniques.
- Ability to influence others to gain commitment.
- Ability to maintain an intense optimism and focus on achieving goals even under adversity.
- Ability to recover quickly from setbacks and rejections.
- Ability to maintain and foster strong partnerships with customers.
- Ability to ensure customer satisfaction throughout the cycle of the sales process with support and service.
- Ability to complete all required training courses on time.
- Ability to identify customer needs and adapt sales presentations effectively.
#ML
Company Perks- 15 Paid Time Off (PTO) days and 18 after 1st anniversary!
- 9 Paid Holidays
- Casual Workplace
- Employee Engagement Activities
- Medical (including Health Savings Account & Flexible Savings Account)
- Dental - RX – Vision – Life, Disability Insurance – 401(k) Plan with company match! – Employee Assistance Plan
- Performance-based Incentives
- Pet Insurance
- Advancement Opportunities
- Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more
- 1 Volunteer Time Off (VTO) day, company-paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice
- Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee
- Newrez Grants Program: Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions
We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better.
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- 7 Days Ago
Retail Real Estate Lending Officer
- Jackson County Bank
-
Bloomington, IN
FULL_TIME
- DescriptionProactively develops a market for and originates new mortgage and Home Equity Lines of Credit (HELOC) loans in support of established loan quality and production goals. Develops and maintai...
- 13 Days Ago
Senior Program Officer, Lending and Investment
- Local Initiatives Support Corporation
-
Indianapolis, IN
FULL_TIME
- Position Description LISC is seeking an experienced housing development professional to originate and underwrite loans, provide financial and technical assistance to LISC’s community development partn...
- 21 Days Ago
Residential Lending Sr Loan Officer
- Banterra
-
Evansville, IN
FULL_TIME
- Summary: Responsible for soliciting, negotiating and gathering documents to prepare mortgage loans and HELOCs for underwriting in compliance with federal guidelines and the Bank's lending policies and...
- 1 Month Ago
Branch Manager - Producing
- iServe Lending
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Indianapolis, IN
FULL_TIME
- Summary of Duties: The Producing Branch Manager is responsible for managing the operations of a branch, specifically maintaining acceptable production and compliance standards and support. NMLS licens...
- 1 Day Ago
Loan Originator
- Supreme Lending
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Indianapolis, IN
FULL_TIME
- Under the direction of the branch and/or production manager, performs office or non-manual work directly related to the management or general business operations of Supreme Lending and its customers a...
- 18 Days Ago
Lending Officer jobs at Popular Companies
Fair Lending Officer
- Larson Maddox
-
- A growing bank is looking to add a Fair Lending Officer to their team! While reporting to the CCO, this role is responsi...
- 6/2/2024 12:00:00 AM
Lending Officer
- Lewis James Professional
-
Atlanta, GA
- Lending Officer (Atlanta, GA) Lewis James Professional is a woman-owned staff augmentation, project consulting and direc...
- 5/31/2024 12:00:00 AM
Chief Lending Officer
- Alpha Search USA
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- 1B community bank looking for a chief lending officer in Central Oklahoma. Will look at out of state candidates.
- 5/31/2024 12:00:00 AM
SBA / Commercial Lending Officer
- Financial Staffing LLC
-
Dallas, TX
- SBA / Commercial Lending Officer - Dallas Qualifications - Commercial Lending Officer Related college degree, successful...
- 5/31/2024 12:00:00 AM
Senior Licensed Lending Officer
- Loan Depot
-
Southfield, MI
- Position Summary: Our Direct Sales channel is at the core of who we are at loanDepot-a consumer direct marketing powerho...
- 5/30/2024 12:00:00 AM
Senior Licensed Lending Officer
- Loan Depot
-
Irvine, CA
- Position Summary: Our Direct Sales channel is at the core of who we are at loanDepot-a consumer direct marketing powerho...
- 5/30/2024 12:00:00 AM
Chief Lending Officer
- Cornerstone Resources
-
Fort Leonard Wood, MO
- COMPANY DETAIL Chartered in 1954 by their founders with $325 among them and a mission of caring people delivering incred...
- 5/29/2024 12:00:00 AM
EVP, Chief Lending Officer
- First Command Financial Services, Inc.
-
Fort Worth, TX
- Position Specification First Command Bank EVP, Chief Lending Officer The Company First Command Financial Services ("Firs...
- 5/29/2024 12:00:00 AM
About Indiana
Indiana /ˌɪndiˈænə/ (listen) is a U.S. state located in the Midwestern and Great Lakes regions of North America. Indiana is the 38th largest by area and the 17th most populous of the 50 United States. Its capital and largest city is Indianapolis. Indiana was admitted to the United States as the 19th U.S. state on December 11, 1816. Indiana borders Lake Michigan to the northwest, Michigan to the north, Ohio to the east, Kentucky to the south and southeast, and Illinois to the west.
Before becoming a territory, various indigenous peoples and Native Americans inhabited Indiana for thousands of ye...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Lending Officer jobs
$46,965 to $62,187
Most Popular Cities in Indiana for Lending Officer Jobs
What does a Lending Officer do?
Lending Officer in Roanoke, VA
A loan officer can describe either a mortgage broker OR a mortgage banker, so be sure to ask when seeking out the right professional for you.
November 15, 2019
Lending Officer in Benton Harbor, MI
After the underwriting software produces a recommendation, loan officers review the output of the software and consider any additional information to make a final decision.
November 19, 2019
Lending Officer in Somerset, NJ
So once a lender has funded your loan (given you the money), they'll sell it to the investor for cash at a small profit.
November 21, 2019