Health Underwriter jobs in New Mexico
Health Underwriter reviews applications for coverage, gathers data, and assesses risk related to qualifying a candidate for health insurance. Calculates and recommends pricing. Being a Health Underwriter performs group and/or individual underwriting. May require a bachelor's degree. Additionally, Health Underwriter typically reports to a supervisor or manager. The Health Underwriter gains exposure to some of the complex tasks within the job function. Occasionally directed in several aspects of the work. To be a Health Underwriter typically requires 2 to 4 years of related experience. (Copyright 2024 Salary.com)
Recently Added Health Underwriter jobs
Sr. Underwriter
- Arch Mortgage Insurance Company (Arch MI)
-
Cannon, NM
FULL_TIME
-
With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility℠.
- Please note that this role is remote but is West Coast hours.
The Sr. Underwriter approves or denies mortgage insurance coverage on the most complex and specialized loans based on a comprehensive evaluation of risk factors associated with loan, borrower, and property eligibility. They maintain compliance with applicable policies and guidelines to ensure the overall quality of the loan, while providing exceptional customer service to clients. They also participates in special projects/assignments. The incumbent operates independently under minimal supervision and trains and mentors less experienced staff; seeking advice from management on only the most complex situations.- Underwrites standard, complex and specialized loan submissions (e.g. high balance loans, non-conforming jumbo loans, etc.) and ensures eligibility, accuracy, completeness, and compliance with company, GSE, and regulatory policies/guidelines to minimize risk factors.
- Evaluates creditworthiness and financial strength of the borrower to determine degree of credit risk and assesses loan level eligibility. Reviews and analyzes loan application, credit report, liabilities, assets, and income. Identifies and works to resolve red flags and inconsistencies.
- Assesses property data to ensure the collateral is acceptable to company and GSE guidelines. Reviews property appraisal for accuracy and consistency to ensure it provides a reasonable determination of property value. Identifies inconsistencies within the appraisal report.
- Determines whether to approve or deny insurance coverage based on the evaluation of key risk factors and interpretation of applicable guidelines, within authority limit. Explains rates, terms of coverage, and applicable policies/guidelines, and issues certificates of insurance.
- Establishes and maintains exceptional level of customer service through regular communication and status updates. Negotiates and resolves customer conflicts.
- Monitors the Arch MI Answer Center and responds to all underwriting related inquiries in a timely manner, conducting research if necessary and providing accurate information.
- Obtains all required documentation and completes loan information within the system. Reviews and signs off on loan file conditions within authority level and conducts additional research and analysis if necessary.
- Trains, coaches, and mentors new and less experienced staff. May review work of other staff and serve as a point of escalation.
- Monitors real estate/economic conditions and maintains market awareness. Participates on task forces and works on special projects/assignments focused on process and quality improvement.
- Maintains current knowledge of, and accurately applies GSE and Arch MI product guidelines in the analysis of submitted loan files.
- Adheres to performance standards for productivity, quality, turnaround time, and data accuracy.
- Comprehensive knowledge of mortgage industry and advanced understanding of core underwriting principles, concepts, practices, and techniques. Very strong knowledge of Fannie Mae and Freddie Mac underwriting guidelines.
- Experience with Encompass as LOS is highly preferred.
- Experience in compliance underwriting for construction loans is preferred but not required.
- Advanced analytical, problem solving, and decision-making skills to assess degree of risk and make independent judgments on complex loans.
- High degree of accuracy and attention to detail.
- Strong customer service orientation and interpersonal skills, with the ability to proactively resolve customer issues.
- Highly effective written and oral communication skills with the ability to negotiate and handle sensitive situations.
- Excellent organization skills with the ability to multi-task, meet deadlines, and lead the team to accomplish results.
- Ability to perform standard underwriting calculations.
- Proficient with MS Office and underwriting system applications.
- Required knowledge and skills would typically be acquired through high school diploma/GED plus some college business courses with 7-10 years related experience in the mortgage lending industry. Bachelors or Associates degree highly preferred.
$68,300.00 - $102,500.00/year- Total individual compensation (base salary, short & long-term incentives) offered will take into account a number of factors including but not limited to geographic location, scope & responsibilities of the role, qualifications, talent availability & specialization as well as business needs. The above range may be modified in the future
- Click here to learn more on available benefits
- Please note that this role is remote but is West Coast hours.
- Just Posted
Associate Underwriter
- New-Mexico-Mutual
-
Albuquerque, NM
FULL_TIME
- Job DescriptionJob Title: Associate Underwriter Department: UnderwritingReports To: Underwriting Manager Position Summary: The Associate Underwriter will be responsible for assignment of organizationa...
- 29 Days Ago
Senior Underwriter
- AMERIND
-
Bernalillo, NM
FULL_TIME
- Position Characteristics and Competencies Customer Focused Detailed Oriented Technical Knowledge and Skills Planning and Organizing Communication Skills (verbal and written) Analytical and Decision-ma...
- 2 Months Ago
Senior Underwriter
- AMERIND
-
Bernalillo, NM
FULL_TIME
- Position Characteristics and Competencies Customer Focused Detailed Oriented Technical Knowledge and Skills Planning and Organizing Communication Skills (verbal and written) Analytical and Decision-ma...
- 2 Months Ago
Underwriter II
- AMERIND
-
Bernalillo, NM
FULL_TIME
- Position Characteristics and Competencies Customer Focused Detailed Oriented Technical Knowledge and Skills Planning and Organizing Communication Skills (verbal and written) Analytical and Decision-ma...
- 2 Months Ago
Associate Underwriter
- New Mexico Mutual Casualty Company
-
Albuquerque, NM
FULL_TIME
- DescriptionJob Title: Associate Underwriter Department: UnderwritingReports To: Underwriting Manager Position Summary:The Associate Underwriter will be responsible for assignment of organizational ass...
- 2 Months Ago
Health Underwriter jobs at Popular Companies
Customer Service Representative (In Field Health Underwriter)
- Insurance Masters
-
Augusta, GA
- Job Description Job Description This is a career opportunity for an outgoing “people’s person”. You will work in a team ...
- 6/1/2024 12:00:00 AM
Healthcare Financial/Actuarial Associate Director, Health & Benefits
- Willis Towers Watson
-
Minneapolis, MN
- The Role Candidates in any of the following locations will be considered: Brookfield, WI, Cincinnati, OH, Cleveland, OH,...
- 6/1/2024 12:00:00 AM
Healthcare Financial/Actuarial Associate Director, Health & Benefits
- Willis Towers Watson
-
Cleveland, OH
- The Role Candidates in any of the following locations will be considered: Brookfield, WI, Cincinnati, OH, Cleveland, OH,...
- 6/1/2024 12:00:00 AM
Healthcare Financial/Actuarial Associate Director, Health & Benefits
- Willis Towers Watson
-
Chicago, IL
- The Role Candidates in any of the following locations will be considered: Brookfield, WI, Cincinnati, OH, Cleveland, OH,...
- 6/1/2024 12:00:00 AM
Advanced Underwriter
- HCSC
-
Downers Grove, IL
- At HCSC, we consider our employees the cornerstone of our business and the foundation to our success. We enable employee...
- 5/30/2024 12:00:00 AM
Health & Benefits Associate
- Willis Towers Watson
-
Los Angeles, CA
- Responsibilities: Materially contribute to core health and benefits projects supporting the design and management of gro...
- 5/30/2024 12:00:00 AM
Healthcare Financial/Actuarial Analyst
- WTW
-
Detroit, MI
- Candidates in any of the following locations will be considered: Louisville, KY, Raleigh, NC As a Healthcare Financial/A...
- 5/30/2024 12:00:00 AM
Health & Benefits Senior Associate
- WTW
-
Houston, TX
- The Role Materially contribute to core health and benefits projects involving the design and management of group medical...
- 5/29/2024 12:00:00 AM
About New Mexico
New Mexico (Spanish: Nuevo México Spanish pronunciation: [ˈnweβo ˈmexiko] (listen), Navajo: Yootó Hahoodzo pronounced [jòːtxó xɑ̀xʷòːtsò]) is a state in the Southwestern region of the United States of America; its capital and cultural center is Santa Fe, which was founded in 1610 as capital of Nuevo México (itself established as a province of New Spain in 1598), while its largest city is Albuquerque with its accompanying metropolitan area. It is one of the Mountain States and shares the Four Corners region with Utah, Colorado, and Arizona; its other neighboring states are Oklahoma to the north...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Health Underwriter jobs
$57,932 to $69,957
Most Popular Cities in New Mexico for Health Underwriter Jobs
What does a Health Underwriter do?
Health Underwriter in Yakima, WA
Registered Health Underwriter can be abbreviated as RHU.
January 15, 2020
Health Underwriter in Santa Rosa, CA
Underwriters analyze the risk factors appearing on an application.
January 28, 2020
Health Underwriter in Shreveport, LA
Excellent underwriting capabilities can make possible not only sustained risk taking but also greater efficiency, organizational growth, a better customer experience—and even improved patient health.
February 17, 2020