Credit Clerk, Sr. jobs in Maryland
Credit Clerk, Sr. evaluates and suggests creditworthiness of prospects and customers to decrease financial risk to the organization. Checks credit applications and grants approval within established guidelines for organizations or individuals. Being a Credit Clerk, Sr. communicates with the customers and other departments to solve the credit problems. May negotiate terms of payment to assist with collection of overdue balances. Additionally, Credit Clerk, Sr. requires a high school diploma or equivalent. Typically reports to a supervisor or manager. The Credit Clerk, Sr. works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Credit Clerk, Sr. typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)
Recently Added Credit Clerk, Sr. jobs
Leasing Credit Sr Officer
- Bank of America
-
Hunt Valley, MD
FULL_TIME
-
Job Description:
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!
Job Description:
Responsible for delivery of integrated credit solutions to middle market or corporate clients. Partner closely with client-facing teammates in both the Global Corporate Bank and Global Commercial Bank to consult on sales opportunities and provide the product expertise and consultation necessary to deliver the best possible solution to the client.
Responsible for helping clients achieve their overall strategy through the innovative use of various funding alternatives; possess and share with the client and other members of the client team expert knowledge of business finance and the products and services associated therewith. Interact regularly with clients in an effort to proactively understand their goals, their current performance, and their needs. The Leasing Credit Sr. Officer uses this client knowledge to assess the appropriateness of existing solutions and to propose optimal financing alternatives or additional financing solutions. Directly accountable for managing credit quality and the approval process through their interaction with Risk Management Officers and Senior Management.
Job Responsibilities:- Evaluates new end-user credit opportunities including identification and assessment of risks and identifies mitigating factors
- Partners with client-facing teammates to consult on sales opportunities and provide the product expertise and consultation necessary to deliver the best possible solution to the client
- Underwrites new transactions, analyzes credit risk, negotiates and closes deals, while adhering to internal policy, procedures and regulatory requirements
- Structures the terms of a lease/loan with respect to the various aspects that make up a lease/loan (e.g. pricing, rates, payment, term, collateral)
- Manages the credit process for a portfolio of clients including reviewing financial statements, assessing the client's compliance with financial covenants, confirming the accuracy of risk ratings, and recommending changes as warranted
7 years experience in commercial banking related role.
Must have proficient credit and risk analysis skills.
Must have proficient presentation, structuring and financial statement analysis skills.
Proficient Microsoft Office skills.
Skills:- Financial Analysis
- Loan Structuring
- Research Analysis
- Risk Management
- Underwriting
- Coaching
- Credit Documentation Requirements
- Credit and Risk Assessment
- Decision Making
- Issue Management
- Account Management
- Analytical Thinking
- Collaboration
- Critical Thinking
- Customer and Client Focus
Shift:
1st shift (United States of America)
Hours Per Week:
40 - 5 Days Ago
Credit Card Clerk
- Moore RMG
-
Hagerstown, MD
FULL_TIME
- Join our team as a Credit Card Clerk and play a pivotal role in efficiently processing credit card transactions for our clients. This position offers the opportunity to work in a dynamic team environm...
- 3 Days Ago
Credit Card Clerk
- Merkle Response Management Group
-
Hagerstown, MD
FULL_TIME
- Join our team as a Credit Card Clerk and play a pivotal role in efficiently processing credit card transactions for our clients. This position offers the opportunity to work in a dynamic team environm...
- 1 Month Ago
Sr. Financial Reporting Analyst
- JOHNS HOPKINS FEDERAL CREDIT UNION
-
Baltimore, MD
OTHER
- Job Details Level: Experienced Job Location: Canton Corporate Headquarters - Baltimore, MD Position Type: Full Time Education Level: 4 Year Degree Salary Range: $80,000.00 - $90,000.00 Salary Travel P...
- 4 Days Ago
Accounts Payable Clerk - Part Time
- Aberdeen Proving Ground Federal Credit Union
-
Edgewood, MD
PART_TIME
- APGFCU – Your Community Credit Union! For over 80 years, APGFCU has shared our financial experience and provided valuable products and services to build stability and financial independence, one membe...
- 7 Days Ago
Credit Analyst
- Farm Credit Council
-
Maryland, MD
FULL_TIME
- Are you looking for a new opportunity that offers career development/training, ability to work in a collaborative team environment, and provides great work/life balance? Overview: Horizon Farm Credit ...
- 12 Days Ago
Credit Clerk, Sr. jobs at Popular Companies
Credit Assistant
- MutualOne Bank
-
Framingham, MA
- Job Description Position Description Title: Credit Assistant Department: Credit Reports to: Credit Officer Supervises: N...
- 6/11/2024 12:00:00 AM
Senior Credit Officer
- CoBank
-
Atlanta, GA
- Benefits Overview: A career at CoBank can offer you the opportunity to make a personal impact on the people and communit...
- 6/11/2024 12:00:00 AM
Credit Officer
- Origin Bank
-
Dallas, TX
- Summary: Works with Senior Credit Officers by overseeing the performance of credit approval and portfolio management res...
- 6/11/2024 12:00:00 AM
Credit Administrator
- Creative Financial Staffing
-
Aurora, OH
- CREDIT ADMINISTRATOR About the Company CFS has partnered with a large construction supply organization with strong roots...
- 6/11/2024 12:00:00 AM
Credit Officer
- Confidential
-
- Credit Officer Job Summary: We are collaborating with our client to identify a highly qualified individual for the role ...
- 6/10/2024 12:00:00 AM
Credit Officer
- Fresno Madera Farm Credit
-
Fresno, CA
- Under the direction of the Chief Risk Officer (CRO) and in close collaboration with the VP-Risk Management, the Credit O...
- 6/10/2024 12:00:00 AM
Credit Administration
- Banco Sabadell, Miami Branch
-
Miami, FL
- Sabadell Overview Sabadell is a global financial institution headquartered in Barcelona, Spain and one of Europe’s oldes...
- 6/8/2024 12:00:00 AM
Credit Officer
- Hiring Now!
-
Saint Louis, MO
- Benefits Overview A career at CoBank can offer you the opportunity to make a personal impact on the people and communiti...
- 6/7/2024 12:00:00 AM
About Maryland
Maryland (US: /ˈmɛrələnd/ (listen) MERR-əl-ənd) is a state in the Mid-Atlantic region of the United States, bordering Virginia, West Virginia, and the District of Columbia to its south and west; Pennsylvania to its north; and Delaware to its east. The state's largest city is Baltimore, and its capital is Annapolis. Among its occasional nicknames are Old Line State, the Free State, and the Chesapeake Bay State. It is named after the English queen Henrietta Maria, known in England as Queen Mary.
Sixteen of Maryland's twenty-three counties border the tidal waters of the Chesapeake Bay estuary and...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit Clerk, Sr. jobs
$42,938 to $58,648
Most Popular Cities in Maryland for Credit Clerk, Sr. Jobs
What does a Credit Clerk, Sr. do?
Credit Clerk, Sr. in Danbury, CT
Calls or writes to credit bureaus, employers, and personal references to check credit and personal references.
February 12, 2020
Credit Clerk, Sr. in Macon, GA
Accountemps has an exciting opportunity available in San Ramon! Our client is looking for credit, customer service, and credit professionals to join their team today.
December 26, 2019
Credit Clerk, Sr. in Tampa, FL
SACOB Short Courses are not accredited and are intended to offer you knowledge and skills in a particular field and is a non-credit bearing short course.
December 29, 2019