Consumer Loan Officer jobs in Alaska
Consumer Loan Officer develops and services consumer loans. Interviews loan applicants to determine financing needs and to offer the appropriate loan products and repayment arrangements. Being a Consumer Loan Officer evaluates loan applications and applicant creditworthiness. Once a loan is approved and negotiated, monitors loan payments, and provides customer service to ensure the borrower's questions are answered and needs are met, and that the loan is repaid appropriately. Additionally, Consumer Loan Officer maintains accurate and thorough records, and follows all applicable organizational, state, and federal policies and regulations. Requires a high school diploma. Typically reports to a manager or head of a unit/department. The Consumer Loan Officer works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Consumer Loan Officer typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)
Recently Added Consumer Loan Officer jobs
Consumer Loan Processor
- Credit Union 1 Alaska
-
Anchorage, AK
FULL_TIME
-
Job Details
Description
ESSENTIAL JOB FUNCTIONS:
75% Processing Functions- Calls for payoff amounts and mailing instructions, verifications of employment and income, credit verifications, vehicle inspection reports and any additional information that may be needed to complete the loan.
- Receive and log incoming packets from the dealerships.
- Perform proficient review of contracts and documentation for completeness, accuracy and compliance with existing laws, statues, regulations and credit union policies and procedures.
- Accurately calculate income to ensure it verifies to the stated income on the application.
- Maintains at least minimum standard of Debt Protection, Mechanical Breakdown Insurance and GAP sales on non-indirect loans.
- Communicate with member, seller and/or dealerships regarding missing documentation and collect as necessary.
- Establish new accounts on non-member applications. Provide new account documents and welcome letter.
- Reviews all incoming loan documents for quality control; i.e. due date, payment amount, disclosures checked, forms signed, etc.
- Assists with notary administration as needed.
- Sets up loan closing appointments and assures that all information from buyer/seller dealer or other parties have been obtained and are loaded in the system prior to closing. Closes approved consumer loans and ensures that all loan documents are complete and orderly. Ability to perform the Hard Close. Sends loan proceeds and authorization for payoff to appropriate parties.
- Coordinates and monitors loans closings through the mail email, electronically and by fax. Assures that all loan documents are received and signed appropriately.
- Maintains a high level of professionalism, tact and courtesy when interacting with members, financial institutions, sellers and dealership employees.
- Able to work variable shifts within a 7 day a week schedule.
- Meets the current standards as established for the position. Obtain drills daily from Consumer Loan Supervisor for drill card when applicable.
- Meets the current standards as established for the department in the completion of all assigned duties.
- Performs other duties as assigned.
- High school graduate or equivalent.
- At least 6 months of financial institution experience, required.
- Must have good clerical and organizational skills, accurate typing, operation of a 10-key calculator, excellent communications skills, and professional appearance required.
- Knowledge of Excel and Word desirable.
- Must be flexible, detail-oriented, and able to work with many interruptions in a fast-paced atmosphere.
- Responsible for abiding and complying with the policy for compliance with the Bank Secrecy Act and anti-money laundering laws and regulations (BSA/AML) and the policy for compliance with office of foreign assets control laws and regulations (OFAC).
Only applicants who meet the minimum requirements for this position will be considered for an interview. This position is open until filled.
Thank you for your interest in the opportunity with Credit Union 1!
Background Screening Statement: Candidates selected for a position at Credit Union 1 will be subject to a criminal background check prior to their employment. An offer of employment may be rejected or terminated based on receipt of an unacceptable background screening.
EEO Statement: Credit Union 1 provides equal employment opportunities to all employees and applicants for employment, prohibiting discrimination and harassment of any type without regard to race, color, religion, sex, age, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identify or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.
E-Verify Statement: Credit Union 1 participates in E-Verify and will provide the federal government with your form I-9 information to confirm that you are authorized to work in the U.S. If E-Verify cannot confirm that you are authorized to work, Credit Union 1 is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so you can begin to resolve the issue before Credit Union 1 can take any action against you, including terminating your employment. Employers can only use E-Verify once you have accepted a job offer an completed the Form I-9. For more information on E-Verify, or if you believe that Credit Union 1 has violated its E-Verify responsibilities, please contact DHS at 888-897-7781 or dhs.gov/e-verify. - 13 Days Ago
Consumer Loan Processor
- Mac Federal Credit Union
-
Fairbanks, AK
FULL_TIME
- TITLE: Consumer Loan Processor REPORTS TO: Consumer Lending Manager/Regional Branch ManagerPurpose:This position is responsible for supporting the consumer lending (financial services) department. Pro...
- 17 Days Ago
Consumer Loan Processor
- Credit Union 1
-
Anchorage, AK
FULL_TIME
- ESSENTIAL JOB FUNCTIONS: 75% Processing Functions Calls for payoff amounts and mailing instructions, verifications of employment and income, credit verifications, vehicle inspection reports and any ad...
- 23 Days Ago
Consumer Lending-Operations - Loan Processor / Funder 2 - Remote
- Nuvision Federal Credit Union
-
Juneau, AK
FULL_TIME
- We embrace passionate Team Members who consistently display our values: United, Informative, Approachable, Caring and Transparent. We are united in our collective effort to achieve member goals and pr...
- 22 Days Ago
Loan Officer - Commercial Real Estate
- Northrim Bank
-
Anchorage, AK
FULL_TIME
- At Northrim Bank, our vision is to be Alaska’s premier bank and employer of choice. We are looking for professional and knowledgeable employees who take pride in their work. We believe in providing va...
- 20 Days Ago
Loan Officer Apprentice I - Mortgage Lending (Anchorage or Mat-Su Valley)
- fnbalaska
-
Anchorage, AK
FULL_TIME
- GENERAL PURPOSE SUMMARY Builds administrative, technical and business development skills in mortgage lending by performing the following essential duties and responsibilities:ESSENTIAL DUTIES AND RESP...
- 18 Days Ago
Consumer Loan Officer jobs at Popular Companies
Member Service Representative
- AgGeorgia Farm Credit
-
Royston, GA
- Job Description At AgGeorgia Farm Credit, we strive to build an inclusive team of employees and leverage our unique stre...
- 6/11/2024 12:00:00 AM
Mortgage Loan Officer - Consumer Direct
- Forza Capital Funding, Inc.
-
Phoenix, AZ
- We are looking for a few energetic Mortgage Loan Officers with a HUGE desire to grow THEIR business and careers while wo...
- 6/11/2024 12:00:00 AM
Consumer Loan Officer
- Frontline Recruit
-
Grand Forks, ND
- Our client bank is seeking a great personal/consumer lender to join their organization. The position will help oversee t...
- 6/10/2024 12:00:00 AM
Consumer Loan Officer - Personal Banker
- Towpath Credit Union
-
Fairlawn, OH
- Job Description Job Description Towpath Credit Union is here for you when your dreams need us! We have a fantastic oppor...
- 6/10/2024 12:00:00 AM
Consumer Loan Processor II
- Town & Country Federal Credit Union
-
Scarborough, ME
- Consumer Loan Processor II We are looking for a highly motivated individual interested in joining one of the most innova...
- 6/8/2024 12:00:00 AM
Consumer Underwriter
- TBK Bank, SSB
-
East Moline, IL
- Join TBK Bank! At TBK Bank, a member of the Triumph Financial portfolio of brands, we're a team of passionate, driven, c...
- 6/8/2024 12:00:00 AM
Consumer Loan Officer
- Farm Credit of Western AR
-
Tontitown, AR
- Job Description Job Description Incumbent manages and grows an assigned portfolio of loans that meet profitability and c...
- 6/7/2024 12:00:00 AM
Consumer Loan Underwriter
- ALTAONE FEDERAL CREDIT UNION
-
Ridgecrest, CA
- Job Details Job Location Ridgecrest Corporate Back Office - Ridgecrest, CA Remote Type Optional Work from Home Position ...
- 6/7/2024 12:00:00 AM
About Alaska
Alaska is the northernmost and westernmost state in the United States and has the most easterly longitude in the United States because the Aleutian Islands extend into the Eastern Hemisphere. Alaska is the only non-contiguous U.S. state on continental North America; about 500 miles (800 km) of British Columbia (Canada) separates Alaska from Washington. It is technically part of the continental U.S., but is sometimes not included in colloquial use; Alaska is not part of the contiguous U.S., often called "the Lower 48". The capital city, Juneau, is situated on the mainland of the North American ...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Loan Officer jobs
$52,855 to $67,798
Most Popular Cities in Alaska for Consumer Loan Officer Jobs
What does a Consumer Loan Officer do?
Consumer Loan Officer in Appleton, WI
After the underwriting software produces a recommendation, loan officers review the output of the software and consider any additional information to make a final decision.
January 19, 2020
Consumer Loan Officer in Phoenix, AZ
This is a fully experienced Consumer Lender able to analyze more complex loans.
February 24, 2020
Consumer Loan Officer in Richmond, VA
However, the loan officer is still needed to guide applicants through the process and to handle cases with unusual circumstances.
December 04, 2019