Commercial Loan Review Officer jobs in Idaho

Commercial Loan Review Officer performs reviews of bank's commercial loans to ensure compliance with established policies and credit standards. Reviews small loans of little complexity. Being a Commercial Loan Review Officer typically requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Loan Review Officer gains exposure to some of the complex tasks within the job function. Occasionally directed in several aspects of the work. To be a Commercial Loan Review Officer typically requires 2 to 4 years of related experience. (Copyright 2024 Salary.com)

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Commercial Loan Officer
  • D.L. Evans Bank
  • Meridian, ID FULL_TIME
  • Job Description

    The Commercial Loan Officer is responsible for receiving, reviewing, evaluating, and underwriting commercial loan requests. He or she meets with applicants to explain credit policies and to obtain loan information and documentation, monitors and reviews construction and development loans, and helps with collection activities. The Commercial Loan Officer serves borrowers and prospective borrowers promptly and professionally, provides general bank information, cross-sells services, and helps other Commercial Lending personnel as necessary. He or she is responsible for business development and marketing of existing and prospective accounts.

    Qualifications

    • High school diploma or GED required; Bachelor's degree in Business, Finance, or a related field preferred
    • Three to five years of commercial lending experience required
    • Understanding of financial analysis and determination of credit worthiness required
    • Knowledge of Bank lending and collections programs, policies, and procedures required
    • Active license number with the Nationwide Mortgage Licensing System and Registry or the ability to obtain such
    • Familiarity with property management and maintenance procedures preferred
    • Strong interviewing skills
    • Excellent written and verbal communication skills
    • Proven track record of community/civic/trade organization involvement and business development
    • Strong analytical skills
    • Able to use financial calculator and related computer applications and business machines

    Responsibilities

    • Ensures that customers' requests and questions are promptly resolved
    • Interviews, takes applications, and processes preliminary documentation on loan requests, discussing loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from customers
    • Completes lending operations in accordance with established Bank policies and legal requirements
    • Informs customers of Bank loan policies and services
    • Analyzes and evaluates loan requests and approves loan within specified limits or prepares written submission for consideration by the Senior Lender, Regional Credit Officer, or Senior Loan Committee if over individual limit
    • Identifies problems or potential problems with credit information and coordinates with the necessary party to resolve the problems
    • Helps review construction loan advances on commercial properties
    • Conducts property inspections as assigned
    • Reviews loan reports to identified maturing or matured loans and is proactive in completing renewal paperwork or processing a decline
    • Helps with the collection of delinquent accounts
    • Establishes and maintains effective and professional business relations with customers and trade professionals
    • Educates customers regarding bank products and services requested and how they can better serve their individual financial needs
    • Meets with applicants whose loans are denied and explains reasons and alternatives
    • May indirectly or directly supervise loan personnel and/or lending assistants, ensuring that high quality work and efficiency in operations are maintained
    • May determine work methods and flow through assigning, directing, coordinating, and reviewing tasks
    • Attends assigned training sessions and stays current on new procedures and policies
    • Markets commercial loans and cross-sells other bank products and services
    • Stays informed regarding changes in lending standards and related legal requirements
    • Promotes D.L. Evans Bank at all times and serves as a representative in the community
    • Completes required reports and records accurately and promptly
    • Maintains the professional reputation of D.L. Evans Bank
    • Coordinates functions with related departments and Branches and provides support as needed
    • Helps other area personnel as required
    • Keeps management informed of area activities and any significant problems or concerns
    • Attends and participates in meetings and committees as required
    • Completes special projects as assigned

    Company Description

    D.L. Evans Bank is a community bank and has been since 1904. For many years, we have provided premier banking services to the residents of Southern Idaho and Northern Utah while fostering a working environment for our employees dedicated to teamwork and excellent customer service. If you are a dynamic and customer-driven individual, whether an experienced banker or just beginning your career, we encourage you to continue with this applicant friendly, online job application!

    D.L. Evans Bank is an Equal Opportunity Employer (EOE/AA/W/M/Vets/Disabled). VEVRAA Federal Contractor.

    Benefits

    • Medical Insurance
    • Dental Insurance
    • Vision Insurance
    • FSA
    • 401(k)
    • Employee Stock Ownership Plan
    • Paid Vacation
    • Sick Time
    • Life Insurance
    • Long-term Disability Insurance
  • 2 Days Ago

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Commercial Loan Officer
  • Frontier Credit Union
  • Idaho Falls, ID FULL_TIME
  • Join our Commercial Lending Team! Frontier Credit Union is seeking an experienced Commercial Lender in Southeast Idaho. The ideal candidate will be organized, a team and consensus builder, and one tha...
  • 10 Days Ago

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Senior Commercial Loan Officer
  • Bank of Idaho
  • Idaho Falls, ID FULL_TIME
  • ApplyDescriptionPOSITION DESCRIPTION:As Branch Senior Commercial Loan Officer, you will meet the requirements of a full time Commercial Loan Officer, while also managing and providing leadership and g...
  • 19 Days Ago

D
Commercial Loan Officer
  • DL Evans Bank
  • Nampa, ID OTHER
  • Job DescriptionThe Commercial Loan Officer is responsible for receiving, reviewing, evaluating, and underwriting commercial loan requests. He or she meets with applicants to explain credit policies an...
  • 27 Days Ago

D
Commercial Loan Officer
  • DL Evans Bank
  • Meridian, ID OTHER
  • Job DescriptionThe Commercial Loan Officer is responsible for receiving, reviewing, evaluating, and underwriting commercial loan requests. He or she meets with applicants to explain credit policies an...
  • 28 Days Ago

P
Loan Officer
  • Paramount Residential Mortgage Group
  • Meridian, ID FULL_TIME
  • Overview PRMG is Built by Originators for Originators. There is a reason why PRMG is consistently voted one of the best places to work. We focus on the areas that make an Originator successful and hav...
  • 6 Days Ago

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Commercial Loan Officer
  • Wayne Bank
  • Geneva, NY
  • Job Description Job Description Duties: Manages a commercial loan portfolio in the designated service area, provides dir...
  • 6/11/2024 12:00:00 AM

H
Commercial Loan Officer
  • Hudson Valley Credit Union
  • Poughkeepsie, NY
  • Overview: Hudson Valley Credit Union is currently recruiting for the position of Commercial Loan Officer. Primary Functi...
  • 6/10/2024 12:00:00 AM

C
Commercial Loan Officer
  • Chain Bridge Bank, N.A.
  • McLean, VA
  • Job Title: Commercial Loan Officer Department: Commercial Lending FLSA Status: Non-Exempt Reports to: SVP, Commercial Lo...
  • 6/9/2024 12:00:00 AM

T
Commercial Loan Officer
  • Terrydale Capital
  • Dallas, TX
  • Terrydale Capital is in need of a Commercial Loan Officer to join our growing team! We are actively searching for a dedi...
  • 6/9/2024 12:00:00 AM

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Commercial Loan Officer
  • City National Bank & Trust
  • Lawton, OK
  • Commercial Loan Officer Description: We are looking for an experienced Loan Officer who will be responsible for developi...
  • 6/9/2024 12:00:00 AM

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Commercial Loan Officer
  • Newbold Advisors
  • Minneapolis, MN
  • Job Title: Commercial Loan Officer Job Location: Minneapolis, MN Job Type: Direct Hire - Onsite Compensation: $140,000 -...
  • 6/8/2024 12:00:00 AM

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Commercial Loan Officer
  • RIO BANK
  • McAllen, TX
  • Job Description Job Description Overview Rio Bank is a South Texas owned and managed bank with a strong focus on persona...
  • 6/8/2024 12:00:00 AM

B
Commercial Loan Officer
  • Bellevue Capital Group
  • Kirkland, WA
  • Job Description Job Description Lead Generator/Junior Loan Broker Complete Job Description Bellevue Capital Group is loo...
  • 6/7/2024 12:00:00 AM

Idaho (/ˈaɪdəhoʊ/ (listen)) is a state in the northwestern region of the United States. It borders the state of Montana to the east and northeast, Wyoming to the east, Nevada and Utah to the south, and Washington and Oregon to the west. To the north, it shares a small portion of the Canadian border with the province of British Columbia. With a population of approximately 1.7 million and an area of 83,569 square miles (216,440 km2), Idaho is the 14th largest, the 12th least populous and the 7th least densely populated of the 50 U.S. states. The state's capital and largest city is Boise. Idaho p...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Loan Review Officer jobs
$51,615 to $72,857

Commercial Loan Review Officer in Mcallen, TX
Communicate recommendations and credit risk management processes to the Loan Review Officer III that strengthens the organization and enhances overall supervision of lending methods and provides tools to continually measure effectiveness.
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Evaluates quality of commercial loans and the assigned risk ratings indicating borrower’s financial strength and probability of loan repayment.
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Commercial Loan Review Officer in La Crosse, WI
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