Commercial Credit Analyst jobs in South Carolina
Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Commercial Credit Analyst jobs
Commercial Services Specialist
- REV Federal Credit Union
-
Summerville, SC
FULL_TIME
-
Duties & Responsibilities
Responsible for the quality of processing business and commercial loans including post approval, closing/origination, and portfolio maintenance.- Create and review all applicable documents pre- and post-closing to ensure document quality and the security of REV in the transaction.
- Arranges loan files to ensure proper documentation is archived, complete, and organized.
- Ensures proper lien perfection for commercial loan collateral.
- Closes loans in compliance with all approval criterion.
- Funds and books business and commercial loans properly and accurately.
- Assists in the creation and servicing of participation loans.
- Assists in ongoing loan maintenance which includes tracking insurance, property taxes, etc.
- Coordinates with lenders, members, and external vendors to collect and prepare all required documentation for closings.
- Expected to maintain a high degree of accuracy in the direct opening of business deposit accounts.
- Expected to provide support to internal partners, as needed.
- Partners directly with departmental leadership to assist in the preparation for exams, audits, and reviews.
- Makes decisions rooted in the best interest of the membership of REV Federal Credit Union, the Business Solutions team, and the borrower.
- Aids in the annual review of existing commercial loans as needed.
- Responsible for providing feedback regarding process, procedure, and policy intended to increase efficiency and/or quality of work.
- Assists and serves branches and related departments as needed.
- Keeps the departmental leadership informed of area activities and of any significant problems.
- Completes reports, records, and other documentation as required.
- Attends and participates in meetings and committees as required.
- Serves as a non-voting member of the Business Loan Committee.
- Stays knowledgeable of all the requirements and processes to include bought and sold participation loans.
- Develops and maintains familiarity with all loan policies and procedures for REV Federal Credit Union.
- Develops and maintains knowledge of commercial lending requirements for REV Federal Credit Union.
- Develops and maintains knowledge of business deposit requirements for REV Federal Credit Union.
- Understands and complies with all NCUA, state, and other applicable regulations and guidelines.
- Stays abreast of changes in the commercial banking field.
- Completes special projects as assigned.
- Just Posted
Credit and Collections Analyst
- Novolex
-
Hartsville, SC
FULL_TIME
- Why Choose Us?Novolex® is a leader in packaging innovation, choice and sustainability. We manufacture products in paper, plastic and sustainable materials for the food, retail, health and industrial m...
- 5 Days Ago
BSA Analyst
- Greenville Federal Credit Union
-
Greenville, SC
FULL_TIME
- Job Opening: BSA Analyst Join Greenville Federal Credit Union as a full-time BSA Analyst and be part of a dynamic team dedicated to upholding the highest standards of compliance and integrity. As a cr...
- 1 Month Ago
Business Analyst
- Farm Credit Council
-
Columbia, SC
FULL_TIME
- A Business Analyst is a key member of the Participation Operations team in accounting and servicing roles of the ACBS application on behalf of AgFirst and the district associations. The Analyst's resp...
- 17 Days Ago
Business Analyst
- Farm Credit Network
-
Columbia, SC
FULL_TIME
- A Business Analyst is a key member of the Participation Operations team in accounting and servicing roles of the ACBS application on behalf of AgFirst and the district associations. The Analyst's resp...
- 18 Days Ago
Data Analyst/Business Intelligence Analyst
- Farm Credit Network
-
Florence, SC
FULL_TIME
- ArborOne Farm Credit, an agricultural lender, provides loans to farmers and rural residents in 12 counties in the Pee Dee region of South Carolina. We are a cooperative, which means we are in business...
- 24 Days Ago
Commercial Credit Analyst jobs at Popular Companies
Commercial Credit Analyst
- Westmark Credit Union
-
Idaho Falls, ID
- Discover the Westmark Difference!! Are you looking for a career? Do you want to be valued as an individual on a team? Do...
- 6/11/2024 12:00:00 AM
Commercial Credit Analyst
- First Volunteer
-
Chattanooga, TN
- A Commercial Underwriter with our growing bank is responsible for working with Credit Officers and Commercial Banking Ad...
- 6/10/2024 12:00:00 AM
Commercial Credit Analyst
- Ascendo Resources
-
- Our client is seeking a Commercial Credit Underwriter who will work primarily on credit analysis and underwriting of Mul...
- 6/10/2024 12:00:00 AM
Commercial Credit Analyst
- F&M Trust
-
Harrisburg, PA
- ABOUT THE ROLE F&M Trust is looking to hire an experienced Commercial Credit Analyst, which will be located at either ou...
- 6/9/2024 12:00:00 AM
Commercial Credit Analyst
- Holman, Inc.
-
Mount Laurel, NJ
- Holman is a family-owned, global automotive services organization anchored by our deeply rooted core values and principl...
- 6/9/2024 12:00:00 AM
Commercial Credit Analyst
- Monson Savings Bank
-
Wilbraham, MA
- If you're an experienced Commercial Credit Analyst interested in working for a local, community bank, then this is the p...
- 6/9/2024 12:00:00 AM
Dealer Commercial Credit Analyst
- Toyota Industries
-
Coppell, TX
- Job Description Who We Are: Based in Coppell, TX, Toyota Industries Commercial Finance (TICF) has over 200 associates an...
- 6/8/2024 12:00:00 AM
Commercial Credit Analyst II
- Maine Community Bank
-
Biddeford, ME
- Job Type Full-time Description Position Title: Commercial Credit Analyst II Department: Credit Administration Reports To...
- 6/8/2024 12:00:00 AM
About South Carolina
South Carolina (/ˌkærəˈlaɪnə/ (listen)) is a state in the Southeastern United States and the easternmost of the Deep South. It is bordered to the north by North Carolina, to the southeast by the Atlantic Ocean, and to the southwest by Georgia across the Savannah River.
South Carolina became the eighth state to ratify the U.S. Constitution on May 23, 1788. South Carolina became the first state to vote in favor of secession from the Union on December 20, 1860. After the American Civil War, it was readmitted into the United States on June 25, 1868.
South Carolina is the 40th most extensive and 23...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Credit Analyst jobs
$50,049 to $65,535
Most Popular Cities in South Carolina for Commercial Credit Analyst Jobs
What does a Commercial Credit Analyst do?
Commercial Credit Analyst in Norwich, CT
Advia Credit Union brings real financial advantages to real people.
January 03, 2020
Commercial Credit Analyst in Macon, GA
In connection with the Commercial Banking Portfolio Services Groups mission of supporting risk management activities, Portfolio Services has an immediate opportunity for a Credit Analyst 2 in Phoenix, AZ.
February 09, 2020
Commercial Credit Analyst in Waco, TX
On WSO, there are a few posts about making the leap from commercial to PE.
February 16, 2020