Commercial Credit Analyst jobs in North Dakota
Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Commercial Credit Analyst jobs
Ag/Commercial Credit Analyst
- gpac
-
Grand Forks, ND
FULL_TIME
-
POSITION SUMMARY: The Ag/Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing ag/commercial clients. The right credit analyst will perform detailed financial analysis for all lending opportunities, prepare credit approval and modification requests for presentation to loan committee by the lenders, perform annual credit reviews as needed. As a credit analyst you will ensure compliance with the organization's credit policies and procedures, timely collection and spreading of interim and annual financial statements provided by clients, and update financial information to maintain current reporting.
Primary Responsibilities- Analyzes data (i.e. financial statements, agency reports) on prospective and active borrowing accounts and prepares written reports evaluating the short and long-term prospects of the individual or company.
- Makes recommendations to Loan Officers on the granting or denying of loans and prepares sufficient information (i.e. loan submissions) to document recommendations.
- Identify and interpret trends in financial data. Interpret key financial ratios (e.g. cash flow to debt service, debt-to-equity, etc.)
- Provides thorough documentation of all financial analysis with via spreadsheets and written credit offering memorandums.
- Suggests a loan grade after conducting a thorough credit analysis and documentation review.
- Coordinates specific work tasks within the department in order to ensure the smooth and efficient flow of information.
- Provides assigned reports.
- Performs annual review of loan relationships.
- Must have 2 years experience in a bank as a Credit Analyst.
- Competitive compensation package
- Great benefits package including: generous PTO, health, dental, vision, automatic 401(k) % contribution
- Opportunity for advancement and leadership roles
Joe Albert
Senior Search Consultant | gpac
To be considered, please apply with a resume. You can email me directly at: joe.albert@gogpac.com
Follow me on Linkedin: Joe Albert
All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.
GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.
- 9 Days Ago
Credit Analyst
- Ag Resource Management
-
Fargo, ND
FULL_TIME
- The Credit Analyst supports their local market by providing portfolio management overview, underwriting analysis and recommendations to the loan committees. In this constantly changing industry, where...
- 15 Days Ago
Credit Analyst
- The Union Bank
-
Beulah, ND
FULL_TIME
- Position Summary A credit analyst gathers and reviews financial data about loan applicants, including their payment habits and history, earnings and savings, and spending patterns. The credit analyst ...
- 18 Days Ago
Credit Analyst
- Bravera
-
Minot, ND
FULL_TIME
- Bravera Bank is hiring for a Credit Analyst I or II in Minot, ND. Bravera is an employee- and director-owned company that is committed to helping our employees forge a new path in their career. We wor...
- 26 Days Ago
Ag/Commercial Loan Officer
- First Community Credit Union
-
Grand Forks, ND
FULL_TIME
- About FCCUFirst Community Credit Union is the largest credit union in the region with a long history of serving our community and was recently named North Dakota's Best in State Credit Union by Forbes...
- 3 Days Ago
Ag/Commercial Loan Officer
- First Community Credit Union
-
Jamestown, ND
FULL_TIME
- Core Values-Strengthen Community by helping members grow and thrive.Community-Our Communities define who we are "People Helping People."Integrity-We will live and work with uncompromised integrity.Pas...
- 8 Days Ago
Commercial Credit Analyst jobs at Popular Companies
CRE Commercial Credit Analyst
- Selby Jennings
-
Indianapolis, IN
- Responsibilities: Specializes in analyzing CRE and multifamily loans. Reviews members other real estate related collater...
- 6/12/2024 12:00:00 AM
Commercial Credit Analyst
- Westmark Credit Union
-
Idaho Falls, ID
- Discover the Westmark Difference!! Are you looking for a career? Do you want to be valued as an individual on a team? Do...
- 6/11/2024 12:00:00 AM
Commercial Credit Analyst
- Ascendo Resources
-
- Our client is seeking a Commercial Credit Underwriter who will work primarily on credit analysis and underwriting of Mul...
- 6/10/2024 12:00:00 AM
Commercial Credit Analyst
- F&M Trust
-
Harrisburg, PA
- ABOUT THE ROLE F&M Trust is looking to hire an experienced Commercial Credit Analyst, which will be located at either ou...
- 6/9/2024 12:00:00 AM
Commercial Credit Analyst
- Monson Savings Bank
-
Wilbraham, MA
- If you're an experienced Commercial Credit Analyst interested in working for a local, community bank, then this is the p...
- 6/9/2024 12:00:00 AM
Dealer Commercial Credit Analyst
- Toyota Industries
-
Coppell, TX
- Job Description Who We Are: Based in Coppell, TX, Toyota Industries Commercial Finance (TICF) has over 200 associates an...
- 6/8/2024 12:00:00 AM
Commercial Credit Analyst II
- Maine Community Bank
-
Biddeford, ME
- Job Type Full-time Description Position Title: Commercial Credit Analyst II Department: Credit Administration Reports To...
- 6/8/2024 12:00:00 AM
Commercial Credit Analyst II
- Univest Financial Corporation
-
Souderton, PA
- Overview: Univest Financial Corporation (UVSP), has approximately $7.8 billion in assets and $4.7 billion in assets unde...
- 6/8/2024 12:00:00 AM
About North Dakota
North Dakota is a Midwestern state of the United States. It borders Canada and lies at the center of the North American continent. The geographic center of North America is near the town of Rugby. Bismarck is the capital of North Dakota, and Fargo is the largest city.
Soil is North Dakota's most precious resource. It is the base of the state's great agricultural wealth. But North Dakota also has enormous mineral resources. These mineral resources include billions of tons of lignite coal. In addition, North Dakota has large oil reserves. Petroleum was discovered in the state in 1951 and quickly...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Credit Analyst jobs
$52,488 to $68,728
Most Popular Cities in North Dakota for Commercial Credit Analyst Jobs
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