Top Consumer Credit Manager jobs in California
Top Consumer Credit Manager plans and directs all aspects of an organization's consumer credit activities. Manages and leads the consumer credit underwriting function for a central processing unit. Being a Top Consumer Credit Manager requires a bachelor's degree. Demonstrates expertise in a variety of the field's concepts, practices, and procedures. Additionally, Top Consumer Credit Manager typically reports to top management. The Top Consumer Credit Manager manages a departmental sub-function within a broader departmental function. Creates functional strategies and specific objectives for the sub-function and develops budgets/policies/procedures to support the functional infrastructure. Deep knowledge of the managed sub-function and solid knowledge of the overall departmental function. To be a Top Consumer Credit Manager typically requires 5+ years of managerial experience. (Copyright 2024 Salary.com)
Recently Added Top Consumer Credit Manager jobs
Manager, Consumer Loan Operations
- SchoolsFirst Federal Credit Union
-
Tustin, CA
FULL_TIME
-
We’re always looking for diverse, talented, service-oriented people to join our exceptional team.
Manager, Consumer Loan Operations
The pay range for this position is listed below. Our pay ranges are built to allow for candidates with various levels of skill and experience to be considered, as well as for room for growth and tenure achieved in a role over time. Typical new hire salary offers fall within the minimum to midpoint of a pay range for many candidates. Any offer extended to a candidate will be based upon their unique set of knowledge, skills, education, and experience as well as internal equity.
Pay Range:
$113,583.00 - $170,375.00
Scheduled Weekly Hours:
40
What You’ll Be Doing
Plans, organizes, and directs the Consumer Loan Operations department to ensure maximum accuracy, efficiency and compliance related to processing and funding activities on consumer loans, lines of credit, and credit cards. Monitors service performance of the department to ensure exceptional Member and teammember service within a high volume environment.- Directs and monitors the funding process of all Consumer Loan products (Personal, Vehicle, Credit Card, Lines of Credit, Certificate Secured, Student Loan, Specialized School Employee and Teammember loans). Ensures proper steps and forms are completed to support securing collateral on loans.
- Focuses on the Member's experience as it relates to consumer loan funding and looks to develop or enhance processes that progress the level of service.
- Coordinates and oversees the funding of indirect loans through our partner programs such as FastTrack, Enterprise, True Car, and Credit Union Direct Lending. Monitors service levels and takes appropriate action as needed.
- Oversees the Consumer Loan Origination System (CLOS) technical support for Frontline as it relates to the funding process. Ensures that the funding teammembers are trained in CLOS and can assist the Frontline with funding support and technical funding questions.
- Oversees relationship between Autoland and SchoolsFirst FCU. Works closely with leadership to ensure service standards are met. Meets with leadership on a regular basis to make sure any service and operational issues are resolved in a timely manner.
- Works with other leaders within the Consumer Lending Division to improve the efficiency and automation of consumer loan products and services. Actively participates in the marketing efforts of our consumer loan products.
- Provides consultative services to Members regarding credit union products and services and ensures that teammembers are providing consultative services by assessing the Member's needs, addressing their concerns and gaining agreement.
- Analyzes and compares vendor responses, conducts vendor risk assessment, negotiates contracts, and provides a summary and recommendations as needed. Manages existing vendor relationships, vendor performance, reviews audit reports, and contract renewals.
- Reviews various reports to ensure that proper tracking is in place to effectively evaluate and improve processes and metrics within the department.
- Appropriately identifies, evaluates, and manages risk within area and implements risk mitigation strategies and activities as appropriate.
- Serves as liaison for internal and external audits, including the NCUA and CFPB, relating to department audit activities to ensure that department functions meet regulatory policies and guidelines.
- Provides daily support to staff, including answering questions and problem resolution, communicating job expectations; planning, monitoring, and appraising job results; training, coaching, counseling, and disciplining employees; developing, coordinating, and enforcing systems, policies, procedures, and productivity standards.
- Accomplishes financial objectives by forecasting requirements; preparing an annual budget; scheduling expenditures and analyzing variances.
- Contributes to organizational goals and priorities as a member of Management team. Establishes and implements plans that have short-term (1-2 year) impact on business results in alignment with organization objectives.
- Evaluates operating procedures and policies, ensuring the highest levels of Member service, productivity and internal control.
- Initiates, researches, coordinates and implements department or division projects intended to benefit Members, internal teammembers or department operations.
- Ensures compliance with state and federal laws as well as any other applicable regulations.
- Understands the credit union organizational goals and key performance indicators and takes the necessary actions to achieve desired results.
- Performs other duties as assigned
- Complies with regulatory compliance and assigned training requirements including but not limited to BSA regulations corresponding to their specific job duties. Failure to do so may result in disciplinary and other employment related actions
Management
Qualifications- High School Diploma required
- Bachelor's Degree or equivalent years of experience preferred
- 5-7 years of previous related experience required
- 1-3 years of previous management experience required
- Previous experience managing minimum total loan servicing portfolio 200k loans or $1B in consumer loan balances
- Familiar with all federal and state regulatory requirements related to consumer loans
- Familiar with vendor management
At SchoolsFirst FCU we are dedicated to building and growing a diverse, inclusive, and authentic Dream Team, so if you’re excited about a position or wanting to make a career change but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyway. Many skills are transferrable and you may be just the right candidate for the position, or for other roles we are working on.
SchoolsFirst Federal Credit Union is committed to fostering, cultivating, and preserving a culture of diversity and inclusion. SchoolsFirst FCU is an equal opportunity employer and prohibits discrimination against qualified individuals based on their status as protected veterans or individuals with disabilities and prohibits discrimination against all individuals based on their race, color, religion, sex, national origin, age, sexual orientation, gender identity or expression, political affiliation, or genetic information.
This organization participates in E-Verify. - 4 Days Ago
Consumer Lending Direct Manager
- Redwood Credit Union
-
Napa, CA
FULL_TIME
- Redwood Credit Union is looking for a Consumer Lending Manager who will be responsible for leading personnel in developing, implementing, and maintaining effective daily operations of the credit union...
- 6 Days Ago
Consumer Lending Sales Manager
- Financial Partners Credit Union
-
Downey, CA
FULL_TIME
- Job DescriptionAs the Consumer Lending Sales Manager, your role is crucial in leading and overseeing department operations, ensuring exceptional service, and fostering strong Member relationships. You...
- 8 Days Ago
Consumer Lending Manager
- Redwood Credit Union
-
Santa Rosa, CA
FULL_TIME
- Redwood Credit Union is a not-for-profit financial institution that believes in people over profits. Our mission is to passionately serve the best interests of our Members, team members, and communiti...
- 15 Days Ago
Assistant Manager, Consumer Doc and Funding
- Redwood Credit Union
-
Napa, CA
FULL_TIME
- At Redwood Credit Union we are on a journey to re-imagine the way we do business, and we can’t do it without you - our next great hire. Since 1950, Redwood Credit Union has been helping people reach t...
- 30 Days Ago
Consumer Lending Operations Manager (Anaheim, CA)
- Wescom Credit Union
-
Anaheim, CA
FULL_TIME
- Please use Firefox or Chrome internet browser to complete this applicationCurrent Wescom Employees: Please visit the Career Center in Workday to search and apply for a current job opening.We value and...
- 1 Day Ago
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-
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- Confidential
-
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- Responsibilities: Handling consumer inquiries efficiently and accurately across various channels, including phone, email...
- 6/8/2024 12:00:00 AM
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-
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Senior Robotics Engineer - Smart Shop
- The Shaw Group
-
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- Summary Operate & Maintain robot-based automation of pipe spool manufacturing line. Optimize existing system to make pro...
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Operations Manager - Customer Service
- Nick Catone LLC
-
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- Job Description Job Description · Engage daily and continually follow up on all platforms of communication between membe...
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About California
California is a state in the Pacific Region of the United States. With 39.6 million residents, California is the most populous U.S. state and the third-largest by area. The state capital is Sacramento. The Greater Los Angeles Area and the San Francisco Bay Area are the nation's second and fifth most populous urban regions, with 18.7 million and 9.7 million residents respectively. Los Angeles is California's most populous city, and the country's second most populous, after New York City. California also has the nation's most populous county, Los Angeles County, and its largest county by area, S...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Top Consumer Credit Manager jobs
$249,891 to $447,889
Most Popular Cities in California for Top Consumer Credit Manager Jobs
What does a Top Consumer Credit Manager do?
Top Consumer Credit Manager in Rockford, IL
Based on our compensation data, the estimated salary potential for Top Consumer Credit Manager will increase 16 % over 5 years.
December 16, 2019