Mortgage Loan Funding Clerk, Sr. performs routine administrative tasks in support of the mortgage loan funding group. Prepares and finalizes documents and helps customers with packaging and funding. Being a Mortgage Loan Funding Clerk, Sr. ensures accuracy in loan closing process. Facilitates training and support of lower level funding clerks. Additionally, Mortgage Loan Funding Clerk, Sr. requires a high school diploma or equivalent. Typically reports to a supervisor or manager. The Mortgage Loan Funding Clerk, Sr. works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Mortgage Loan Funding Clerk, Sr. typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)
The Walton State Bank
Mortgage Loan Officer
Overview:
THIS JOB REQUIRES YOU TO GENERATE YOUR OWN EXTERNAL LEADS/REFERRAL RELATIONSHIPS FOR THE PURPOSE OF ORIGINATING MORTGAGE LOANS AND CAPTURING ADDITIONAL DEPOSITS FOR THE BANK WHILE PROVIDING HIGH QUALITY SERVICE. This position will be responsible for taking high quality loan applications, pulling credit, structuring loans in a beneficial, prudent, and responsible manner ensuring loans meet secondary market guidelines and/or Bank policies while building the real estate loan portfolio.
Duties and Responsibilities:
Reaching out to the real estate community to cultivate, maintain and secure referral relationships for the purpose of originating mortgage loans and capturing additional membership for the credit union while providing high quality service. This would include but not limited to reaching out to Realtors, builders, financial planners, networking groups, other lenders, and the real estate originators sphere of influence.
Interview loan applicants
Evaluate credit worthiness
Originate documentation.
Adhere to secondary market and mortgage insurance guidelines and credit union policies.
Preliminarily approve or deny loan applications based on secondary market guidelines.
Maintain confidentiality in all Bank and customer matters.
Follow safety and security rules and regulations.
Comply with state and federal real estate lending laws.
Present a positive image of the Bank to customers through a professional appearance and courteous attitude.
The preceding duties and responsibilities are not to be construed as exclusive or all-inclusive as other duties may be required and assigned.
Qualifications
3-5 years of secondary market mortgage lending in a financial institution is preferred
Previous sales experience preferred.
Excellent oral and written communication skills and problem solving skills.
Knowledge and ability of basic personal computer operations, fundamentals of real estate lending concepts and practices, basic real estate math calculations and state and federal laws governing consumer and real estate lending.
Business related college degree preferred.
Job Type: Full-time
Pay: From $60,885.00 per year
Compensation package:
Schedule:
Work setting:
Experience:
Location:
Work Location: Remote