Mortgage Credit Analyst jobs in Utah

Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Credit Analyst
  • Western Ag Credit
  • Spanish Fork, UT FULL_TIME
  • POSITION: Credit Analyst

    LOCATION: South Jordan, Spanish Fork, Tremonton or Logan Utah

    COMPENSATION: Grade 10-11 ($55,000 - $70,000) Depending on education and experience, plus up to 15% additional performance based variable incentive compensation. Comprehensive benefits package also provided.

    RESPONSIBILITY: Prepares financial analysis, credit memos and loan monitoring of credits across the Association. In consultation with account managers, develops realistic loan structures, monitors loan performance; validates and reconciles financial information utilized in the credit decision process and completes industry specific research to validate key financial metrics. Ensures reporting of financial analysis and loan classifications are accurate. Performs other duties as assigned.

    QUALIFICATIONS:

    • BA/BS degree with emphasis in accounting, agriculture, or business required.
    • Entry level candidates will be considered. However, prefer a minimum of at least two (2) years of agricultural credit, accounting or related agricultural financial reporting experience preferred.
    • Understanding of financial accounting and financial statements, including complex consolidations, tax return analysis, borrowing base reports, global cash flow and reconciliations.
    • Working knowledge and understanding of Farm Credit regulations preferred.
    • Strong knowledge of agriculture, accounting, business law and economics.
    • Applicant must have ability to interact effectively with people at all levels of the organization and to convey ideas clearly. Skills in planning and organization. Must be self-motivated with a good work ethic. Ability to exercise initiative and judgment.
    • Proficient in the use of computer hardware and software common to the Association (i.e. Excel, Word, Windows, Hot Docs, etc.

    GENERAL DATA: For over 100 years, the Association has been providing agricultural lending services to commercial and mortgage borrowers in Utah and portions of Wyoming, Nevada and Arizona.

    FINAL FILING DATE: Applications will be accepted until the position is filled.

    If you have any questions or need additional information please call (801) 571-9200.

    We are an equal opportunity employer and all qualified applicants will receive consideration for employment

    without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

    EEO/AA Employer M/F/V/D

  • 18 Days Ago

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Credit Analyst
  • Western Ag Credit
  • Tremonton, UT FULL_TIME
  • POSITION: Credit Analyst LOCATION: South Jordan, Spanish Fork, Tremonton or Logan Utah COMPENSATION: Grade 10-11 ($55,000 - $70,000) Depending on education and experience, plus up to 15% additional pe...
  • 18 Days Ago

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Credit Analyst
  • Western Ag Credit
  • South Jordan, UT FULL_TIME
  • POSITION: Credit Analyst LOCATION: South Jordan, Spanish Fork, Tremonton or Logan Utah COMPENSATION: Grade 10-11 ($55,000 - $70,000) Depending on education and experience, plus up to 15% additional pe...
  • 18 Days Ago

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Commercial Credit Analyst
  • Chartway Credit Union
  • George, UT FULL_TIME
  • Job Title: Commercial Credit AnalystJob Type: Full-timeLocation: Virginia Beach, Virginia, St. George, Utah or Salt Lake City, Utah All of us at Chartway stand united in our strong culture of listenin...
  • 3 Days Ago

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Senior Credit Risk Management Analyst
  • Mountain America Credit Union
  • Sandy, UT FULL_TIME
  • Please reference the schedule and minimum qualifications listed below before applying. If you need assistance with filling out our application form or during any phase of the application, interview, o...
  • 3 Days Ago

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Senior Credit Analyst - Special Assets
  • Western Ag Credit
  • South Jordan, UT FULL_TIME
  • POSITION: Senior Credit Analyst - Special Assets LOCATION: South Jordan, Spanish Fork, Tremonton, or Logan Utah COMPENSATION: Grade 14-15 ($80,000 - $115,000) Depending on education and experience, pl...
  • 18 Days Ago

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Technical Business Data Analyst - Banking - W2 Only
  • Mitchell Martin Inc.
  • Plano, TX
  • Technical Business Data Analyst - Banking - W2 Only Location: Plano, TX Duration: 12-24 Months HYBRID ONLY in Dallas Met...
  • 6/2/2024 12:00:00 AM

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Loan Officer
  • CapCenter
  • Richmond, VA
  • CapCenter is looking for a Loan Advisor to help pursue our mission: simplifying the homeownership journey with consolida...
  • 6/2/2024 12:00:00 AM

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Client Service Analyst
  • Gresham Partners, LLC
  • Chicago, IL
  • Founded in 1997, Gresham Partners, LLC is a $8 billion Chicago-based investment and wealth management firm serving a sel...
  • 6/2/2024 12:00:00 AM

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Senior Business Analyst
  • Harrison National Employment
  • Philadelphia, PA
  • The Senior Analyst will be responsible for managing a pipeline of issues and process improvement opportunities identifie...
  • 6/2/2024 12:00:00 AM

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VP of Finance
  • Scott Credit Union
  • Edwardsville, IL
  • The Company At Scott Credit Union, we truly value our employees. While our buildings convey the Scott Credit Union name ...
  • 6/2/2024 12:00:00 AM

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Private Wealth Management Client Analyst - Cohoes
  • Advantage xPO
  • Cohoes, NY
  • Advantage xPO is currently looking for a bright, energetic and friendly Client Analyst to support a busy and highly succ...
  • 6/2/2024 12:00:00 AM

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Underwriter
  • Conventus
  • About Conventus Holdings Corporation was envisioned and created to reduce the number of economic intermediaries involved...
  • 6/2/2024 12:00:00 AM

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Commercial Mortgage Credit Analyst
  • U.S. Bank
  • Brea, CA
  • At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarte...
  • 5/29/2024 12:00:00 AM

Utah is known for its natural diversity and is home to features ranging from arid deserts with sand dunes to thriving pine forests in mountain valleys. It is a rugged and geographically diverse state that is at the convergence of three distinct geological regions: the Rocky Mountains, the Great Basin, and the Colorado Plateau. Utah is one of the Four Corners states, and is bordered by Idaho in the north, Wyoming in the north and east; by Colorado in the east; at a single point by New Mexico to the southeast; by Arizona in the south; and by Nevada in the west. It covers an area of 84,899 sq mi ...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$49,987 to $71,404

Mortgage Credit Analyst in Lancaster, PA
Provide analytical support to residential mortgage loan trading and management team.
January 17, 2020
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019