Mortgage Credit Analyst jobs in Pennsylvania

Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Credit Analyst
  • Farm Credit Network
  • Lewisburg, PA FULL_TIME
  • Are you looking for a new opportunity that offers career development/training, ability to work in a collaborative team environment, and provides great work/life balance?

    Overview: Horizon Farm Credit is actively recruiting for an experienced Credit Analyst to join our team. Qualified candidate may work in the Mount Joy, PA, Lewisburg, PA, Mechanicsburg, PA, Reedsville, PA, or Frederick, MD branch locations. The hours of operation are typically, Monday to Friday from 8 a.m. to 4:30 p.m. This position is eligible for hybrid work schedule after 6 months of successful employment. Our ideal candidate is an experienced, organized, detail-oriented, and analytical Credit Analyst with agricultural or commercial credit analysis. This is a great opportunity to make a difference for agriculture and rural communities.

    Position Description: In this position, you will serve as a confident financial professional through the delivery of sound credit and financial services within regulations and policies. You will accurately and efficiently analyze and underwrite loans in a sound manner to prospective and existing borrowers. You will work closely with Relationship Managers to structure, condition, and approve credits for our borrowers. Develop relationships with large and/or complex customers to more accurately and efficiently analyze the credit. Promotes related services, participates in credit decisions, and maintains a favorable Farm Credit image.

    Areas of Responsibility Include but not limited to:

    Based on Size, Scope, and Risk in the overall credit facility; complete the following:

    • Analyze financial information – accurately complete historical trends, pro-forma projections, debt repayment schedules, consolidations, stress testing, Probability of Default and Loss Given Default, source and use table, commodity worksheets, and any other necessary schedules, worksheets, and/or template tools available to adequately support the overall credit recommendation.
    • Prepare a loan narrative that provides an adequate summary of the financial analysis, addressing the applicable five C’s of credit, highlighting credit strengths and documenting credit weaknesses to support the credit recommendation.
    • Actively collaborate with Relationship Managers to finalize credit recommendations.
    • Obtain necessary delegated authority for loan approvals.
    • Continue to study and be familiar with internal credit practices, loan products and compliance standards to ensure sound and eligible credit decisions.
    • Effectively manage loan underwriting pipeline and meet targeted turnaround time for loan decisions. Maintain high level of communication with lending and operations.
    • Assist as needed in the preparation of larger loan packages. Help monitor larger accounts for compliance to loan covenants and other on-going conditions of the loan approval.
    • Participate in continued education of agricultural industry trends/news.
    • Participates in association initiatives and engages regularly with cross-functional teams.
    • Other projects and/or research as assigned.

    REQUIREMENTS:

    • Bachelor's degree in Business Administration, Agriculture, Economics, or Finance.
    • Generally, a minimum of two plus years of agricultural or commercial credit analysis/underwriting experience required.
    • Must possess sound credit judgment and differential credit skills to complete accurate and timely credit package.
    • Ability to effectively communicate (verbal and written) with a large, geographically diverse team of co-worker’s.
    • Strong analytical and computer skills.
    • Adaptable and flexible to a changing work environment.
    • Prolonged periods of sitting at a desk and working on a computer.

    Who are we?

    Horizon Farm Credit is an expert in agriculture, with over 100 years of serving rural America. As a premier rural lender, we're constantly growing and seeking new members for our team. As part of the Horizon Farm Credit team, you have the opportunity to make a difference for agriculture and rural communities.

    What can we offer you?

    We offer competitive compensation and benefits packages for full-time employees including:

    • Medical insurance with dental and vision care options
    • 401 (k) with significant employer matching
    • Paid time off, holidays and volunteer time to support work/life balance
    • Tuition reimbursement and training opportunities
    • Student loan reimbursement
    • Leadership and career development opportunities
    • Paid parental leave and short term disability
    • Fun and inclusive work environment

    Salary Range: $66,000 - $94,000, depending on previous experience.

    Equal Opportunity Employer including veterans and individuals with disabilities.

  • 10 Days Ago

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Credit Analyst
  • Farm Credit Network
  • Mechanicsburg, PA FULL_TIME
  • Are you looking for a new opportunity that offers career development/training, ability to work in a collaborative team environment, and provides great work/life balance? Overview: Horizon Farm Credit ...
  • 10 Days Ago

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Credit Analyst
  • Farm Credit Council
  • Lewisburg, PA FULL_TIME
  • Are you looking for a new opportunity that offers career development/training, ability to work in a collaborative team environment, and provides great work/life balance? Overview: Horizon Farm Credit ...
  • 12 Days Ago

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Credit Analyst
  • Farm Credit Network
  • Mount Joy, PA FULL_TIME
  • Are you looking for a new opportunity that offers career development/training, ability to work in a collaborative team environment, and provides great work/life balance? Overview: Horizon Farm Credit ...
  • 13 Days Ago

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Credit Analyst
  • Horizon Farm Credit
  • Mount Joy, PA FULL_TIME
  • Are you looking for a new opportunity that offers career development/training, ability to work in a collaborative team environment, and provides great work/life balance? Overview: Horizon Farm Credit ...
  • 16 Days Ago

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Credit Analyst
  • Horizon Farm Credit
  • Mechanicsburg, PA FULL_TIME
  • Are you looking for a new opportunity that offers career development/training, ability to work in a collaborative team environment, and provides great work/life balance? Overview: Horizon Farm Credit ...
  • 16 Days Ago

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Technical Business Data Analyst - Banking - W2 Only
  • Mitchell Martin Inc.
  • Plano, TX
  • Technical Business Data Analyst - Banking - W2 Only Location: Plano, TX Duration: 12-24 Months HYBRID ONLY in Dallas Met...
  • 6/12/2024 12:00:00 AM

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Loan Officer
  • CapCenter
  • Richmond, VA
  • CapCenter is looking for a Loan Advisor to help pursue our mission: simplifying the homeownership journey with consolida...
  • 6/12/2024 12:00:00 AM

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Client Service Analyst
  • Gresham Partners, LLC
  • Chicago, IL
  • Founded in 1997, Gresham Partners, LLC is a $8 billion Chicago-based investment and wealth management firm serving a sel...
  • 6/12/2024 12:00:00 AM

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Senior Business Analyst
  • Harrison National Employment
  • Philadelphia, PA
  • The Senior Analyst will be responsible for managing a pipeline of issues and process improvement opportunities identifie...
  • 6/12/2024 12:00:00 AM

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VP of Finance
  • Scott Credit Union
  • Edwardsville, IL
  • The Company At Scott Credit Union, we truly value our employees. While our buildings convey the Scott Credit Union name ...
  • 6/12/2024 12:00:00 AM

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Private Wealth Management Client Analyst - Cohoes
  • Advantage xPO
  • Cohoes, NY
  • Advantage xPO is currently looking for a bright, energetic and friendly Client Analyst to support a busy and highly succ...
  • 6/12/2024 12:00:00 AM

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Underwriter
  • Conventus
  • About Conventus Holdings Corporation was envisioned and created to reduce the number of economic intermediaries involved...
  • 6/12/2024 12:00:00 AM

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Senior Commercial Loan Closer
  • NexBank
  • Dallas, TX
  • Company Overview: Originally founded in 1922 and headquartered in Dallas, Texas, NexBank (the “Bank”) is part of NexBank...
  • 6/12/2024 12:00:00 AM

Pennsylvania (/ˌpɛnsɪlˈveɪniə/ (listen) PEN-sil-VAY-nee-ə), officially the Commonwealth of Pennsylvania, is a state located in the northeastern and Mid-Atlantic regions of the United States. The Appalachian Mountains run through its middle. The Commonwealth is bordered by Delaware to the southeast, Maryland to the south, West Virginia to the southwest, Ohio to the west, Lake Erie and the Canadian province of Ontario to the northwest, New York to the north, and New Jersey to the east. Pennsylvania is the 33rd-largest state by area, and the 6th-most populous state according to the most recent of...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$52,458 to $74,932

Mortgage Credit Analyst in Lancaster, PA
Provide analytical support to residential mortgage loan trading and management team.
January 17, 2020
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
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Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019