Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Element Solutions Inc (NYSE: ESI) is a leading specialty chemicals company whose operating
businesses formulate a broad range of solutions that enhance the performance of products people use
every day. Developed in multi-step technological processes, our innovative solutions enable our
customer’s manufacturing processes in several key segments, including electronic circuitry,
communication infrastructure, automotive systems, industrial surface finishing, consumer packaging, and
offshore energy.
Customers of our businesses use our innovation as a competitive advantage, relying on us to help them
navigate in fast-paced, high-growth markets. For example, in-car technology, from infotainment to driver
assistance, is accelerating the pace of new product development and changing the competitive playing
field for automotive manufacturers. With a long-standing presence in automotive markets and a deep
market expertise in electronics, we sit at the intersection of this fast-growing market.
We strive to embody the five “Elements of our Culture,” our “5Cs”: Challenge, Commit, Collaborate,
Choose and Care. These core values are the foundation of our organization which our employees
embrace in their interactions with customers, colleagues and other stakeholders to drive financial
performance and create a rewarding work environment.
We now have an opporutnity for a Credit Analyst to join or team in Waterbury (hybrid working). The US FSSC consists of a professional staff whose objective is to provide the US business units with specialized financial services including Credit and Collections services, by employing sound credit judgment to achieve company sales and profit objectives.
As a Credit Analyst, you will performs a variety of duties related to both extending and monitoring customer credit and the collection of customer AR balances, in accordance with company policies and departmental procedures. This position is an active part of a cross-functional team and may include daily interactions with various levels of personnel in Sales, Customer Service and Finance.
We understand that not all candidates may meet the requriements listed above. If you believe you have the skills and experience necessary to excel in this rol, we encourage you to apply.
Teamwork - At Element Solutions Inc, you will be part of a highly collaborative culture that promotes continuous improvement through cross-functional partnerships to achieve our mission. We do this through a strong and unified culture and transparent management which has empowered us to create high performing global teams that achieve superior solutions for our customers.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.