Mortgage Credit Analyst jobs in California
Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Mortgage Credit Analyst jobs
Commercial Mortgage Credit Analyst
- U.S. Bank
-
Brea, CA
FULL_TIME
-
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.
Job Description
The Commercial Mortgage Credit Analyst supports Relationship Managers and Portfolio Managers to manage assigned customer relationships and credit submissions.
Responsibilities will include but are not limited to: Preparing accurate and consistent financial statements spreads, trend analyses, monitoring reports and covenant tests in accordance with bank spreading standards and credit policies. Analyzing financial data and preparing comprehensive written analyses, analyzing client portfolio credit quality and assisting with industry sector reviews, assisting Portfolio Managers in preparing and presenting credit requests for Credit Approval. Maintaining a database that tracks open credit submissions and receipt of customer’s financial reporting requirements.
Basic Qualifications- Bachelor's degree, or equivalent work experience
- One to three years of experience in a finance/analytical related role
- Background in economics, accounting, and/or finance and ability to apply knowledge in those areas to understanding the overall lending and business environment
- Effective analytical and technical report writing skills
- Effective verbal and written communication skills
- Ability to work independently performing financial analyses as a first line of defense and communicate potential issues
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits:
Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal KNOW YOUR RIGHTS EEO poster.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $83,980.00 - $98,800.00 - $108,680.00
Job postings typically remain open for approximately 20 days of the posting date listed above, however the job posting may be closed earlier should it be determined the position is no longer required due to business need. Job postings in areas with a high volume of applicants, such as customer service, contact center, and Financial Crimes investigations, remain open for approximately 5 days of the posting listed date. - 3 Days Ago
Commercial Mortgage Credit Analyst
- U.S. Bank National Association
-
Brea, CA
FULL_TIME
- At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succee...
- 12 Days Ago
Mortgage Loan Originator
- Global Credit Union
-
Victorville, CA
FULL_TIME
- Overview Reports To: Varies by location Primary Functions: Originate mortgage loans and promote related programs within the real estate profession and through personal networks. Duties and Responsibil...
- 27 Days Ago
Mortgage Loan Officer - Ridgecrest
- ALTAONE FEDERAL CREDIT UNION
-
Ridgecrest, CA
OTHER
- Job Details Job Location: Ridgecrest Corporate Back Office - Ridgecrest, CA Position Type: Full Time Salary Range: $20.00 Base Commission/month Travel Percentage: 50% Job Category: Banking Description...
- 7 Days Ago
Mortgage Loan Officer - Bakersfield
- ALTAONE FEDERAL CREDIT UNION
-
Ridgecrest, CA
OTHER
- Job Details Job Location: Ridgecrest Corporate Back Office - Ridgecrest, CA Position Type: Full Time Salary Range: $20.00 Base Commission/month Travel Percentage: 50% Job Category: Banking Description...
- 7 Days Ago
Mortgage Loan Processor I
- Redwood Credit Union
-
Napa, CA
FULL_TIME
- At Redwood Credit Union we are on a journey to re-imagine the way we do business, and we can’t do it without you - our next great hire. Since 1950, Redwood Credit Union has been helping people reach t...
- 7 Days Ago
Mortgage Credit Analyst jobs at Popular Companies
Technical Business Data Analyst - Banking - W2 Only
- Mitchell Martin Inc.
-
Plano, TX
- Technical Business Data Analyst - Banking - W2 Only Location: Plano, TX Duration: 12-24 Months HYBRID ONLY in Dallas Met...
- 6/2/2024 12:00:00 AM
Loan Officer
- CapCenter
-
Richmond, VA
- CapCenter is looking for a Loan Advisor to help pursue our mission: simplifying the homeownership journey with consolida...
- 6/2/2024 12:00:00 AM
Client Service Analyst
- Gresham Partners, LLC
-
Chicago, IL
- Founded in 1997, Gresham Partners, LLC is a $8 billion Chicago-based investment and wealth management firm serving a sel...
- 6/2/2024 12:00:00 AM
Senior Business Analyst
- Harrison National Employment
-
Philadelphia, PA
- The Senior Analyst will be responsible for managing a pipeline of issues and process improvement opportunities identifie...
- 6/2/2024 12:00:00 AM
VP of Finance
- Scott Credit Union
-
Edwardsville, IL
- The Company At Scott Credit Union, we truly value our employees. While our buildings convey the Scott Credit Union name ...
- 6/2/2024 12:00:00 AM
Private Wealth Management Client Analyst - Cohoes
- Advantage xPO
-
Cohoes, NY
- Advantage xPO is currently looking for a bright, energetic and friendly Client Analyst to support a busy and highly succ...
- 6/2/2024 12:00:00 AM
Underwriter
- Conventus
-
- About Conventus Holdings Corporation was envisioned and created to reduce the number of economic intermediaries involved...
- 6/2/2024 12:00:00 AM
Commercial Mortgage Credit Analyst
- U.S. Bank
-
Brea, CA
- At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarte...
- 5/29/2024 12:00:00 AM
About California
California is a state in the Pacific Region of the United States. With 39.6 million residents, California is the most populous U.S. state and the third-largest by area. The state capital is Sacramento. The Greater Los Angeles Area and the San Francisco Bay Area are the nation's second and fifth most populous urban regions, with 18.7 million and 9.7 million residents respectively. Los Angeles is California's most populous city, and the country's second most populous, after New York City. California also has the nation's most populous county, Los Angeles County, and its largest county by area, S...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$57,832 to $82,603
Most Popular Cities in California for Mortgage Credit Analyst Jobs
What does a Mortgage Credit Analyst do?
Mortgage Credit Analyst in Lancaster, PA
Provide analytical support to residential mortgage loan trading and management team.
January 17, 2020
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019