Mortgage Credit Analyst jobs in the United States
Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Mortgage Credit Analyst jobs
Mortgage Credit Analyst
- IBC Bank
-
Austin, TX
FULL_TIME
-
IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects it's dedication to the growth and success of it's employees, customers and communities. IBC bank hires talented, creative and dedicated individuals to help our business succeed. We are a company that values leadership, community engagement and relationship building that leads to a culture of excellence. We are currently seeking to fill positions across all business segments. IBC's focus is to be customer centric and strive to provide excellent customer experience.Time Type:Full timeDepartment:1010 Mortgage Credit OperationsJob Summary:The Document Review Specialist is primarily responsible for performing Loan Set Up, Loan Reviews and Loan Documentation Reviews for Portfolio loans, as well as other routine audits to ensure the accuracy and completeness of bank records and to support the bank in ensuring compliance with all State and Federal regulationsJob Description:ESSENTIAL JOB FUNCTIONSThe statements on this job description are intended to describe the general nature of level of work being performed by incumbents. They are not an exhaustive list of all responsibilities, duties, and skills required by all incumbents.
- Performs data entry for Set Up of new loan application received by the Submission process
- Responds to emails from brokers and other business partners
- Performs audits of preliminary disclosures, re-disclosures, and final disclosures for adherence to federal and state compliance regulations for all mortgage divisions.
- Communicates and follows up on any corrections needed to disclosures.
- Provides accurate disclosures/re-disclosures to applicants via DocuSign and/or U.S. mail.
- Uploads accurate disclosures/re-disclosures and audit forms into IMS.
- Processes requests for resending of disclosures via DocuSign and routes any correspondence from applicants and/or brokers to appropriate party for follow-up.
- Performs monthly self-audits on various regulations as required by IBC Compliance Department.
- Completes mandatory compliance trainings by due date.
- Daily pre & post-Closing audits.
- Prepares Excel reports.
- Works with team members from Underwriting, Processing, Closing, and Post-Closing Departments.
- Other duties as assigned.
SKILLS- Excellent Verbal and Written Communication Skills
- Ability to Multitask
- Superior Time Management Skills
- Attention to Detail and Highly Organized
EDUCATION- High School diploma or GED equivalent.
-
- 2 Months Ago
Mortgage Quality Analyst
- Ascend Federal Credit Union
-
Tullahoma, TN
OTHER
- About Us Ascend is the largest credit union in Middle Tennessee and one of the largest credit unions in the United States, with over $4 billion in assets. With an occupation-based field of membership,...
- 13 Days Ago
Mortgage Servicing Customer Research Analyst
- Bell Mortgage
-
Owensboro, KY
FULL_TIME
- Mortgage ServicingCustomer Research Analyst If you like to work with people in a family atmosphere, enjoy great benefits and provide unequaled personal service to every customer, consider a career wit...
- 23 Days Ago
Credit Analyst
- Rockland Federal Credit Union
-
Rockland, MA
FULL_TIME
- Duties: Responsible for supporting business development in the credit analysis and underwriting of commercial loan packages in accordance with established lending policies and procedures. Perform a va...
- 1 Day Ago
Credit Analyst
- Farm Credit Council
-
Hays, KS
FULL_TIME
- POSITION PURPOSE High Plains Farm Credit is currently recruiting a Credit Analyst in our Hays branch office. The ideal candidate should demonstrate initiative, analytical skills, maturity, and should ...
- 2 Days Ago
Credit Analyst
- AgGeorgia Farm Credit
-
Gainesville, GA
FULL_TIME
- At AgGeorgia Farm Credit, we strive to build an inclusive team of employees and leverage our unique strengths. Become a part of our team today and grow with us! AgGeorgia Farm Credit prides itself to ...
- 3 Days Ago
Mortgage Credit Analyst jobs at Popular Companies
Sr Business Risk Officer (Corporate, Specialty & Government Banking and/or Commercial Administration Services)
- Huntington Bancshares Inc
-
Columbus, OH
- Description Summary: The Commercial Business Risk Officer, Sr. reports to the Commercial Segment Risk Officer, Sr. and w...
- 5/19/2024 12:00:00 AM
Director of Finance Integration - Remote Opportunity
- Surgery Partners Careers
-
Columbus, OH
- SUMMARY : The Finance Integration Director will fill a key role within the Finance Integration organization. This positi...
- 5/19/2024 12:00:00 AM
Marketing Assistant (On-Site)
- CrossCountry Mortgage, LLC.
-
Columbus, OH
- Description CrossCountry Mortgage (CCM) is one of the nation's top 3 retail mortgage lenders with more than 7,000 employ...
- 5/18/2024 12:00:00 AM
Sr Financial Analyst
- Experis
-
Columbus, OH
- Our client, in the Utility Industry, is seeking a Sr Project Valuation Analyst to join their team. Job Title: Project Va...
- 5/18/2024 12:00:00 AM
Analyst, Custodial Cash Management
- ORIX USA
-
Columbus, OH
- Purpose and Job Summary The Analyst is responsible for processing all disbursement and swing requests submitted by the m...
- 5/17/2024 12:00:00 AM
Grants Coordinator, EDP
- Franklin County Board of Commissioners
-
Columbus, OH
- Description Classification Purpose: The primary purpose of the Grants Coordinator classification is to manage grant comp...
- 5/17/2024 12:00:00 AM
Senior Financial Operations Specialist
- Safelite Group, Inc.
-
Columbus, OH
- Does this position interest you? You should apply - even if you don't match every single requirement! We're known as an ...
- 5/17/2024 12:00:00 AM
Business Systems Analyst II - Remote
- Wolters Kluwer
-
Columbus, OH
- Business Systems Analyst II - Remote The Business System Analyst requires a working knowledge and expanded conceptual un...
- 5/16/2024 12:00:00 AM
Income Estimation for Mortgage Credit Analyst jobs
$52,431 to $74,889