Lending Officer conducts lending activities for an assigned market or geographic area. Develops a pipeline of customers through referrals, inquiries, and outreach. Being a Lending Officer performs a due diligence review of potential borrowers, including a risk and financial analysis. Structures loan proposals, prepares credit memos, and presents to loan committee for approval. Additionally, Lending Officer may manage a portfolio of existing loans, including reviewing financial reporting, monitoring compliance with loan terms, and handling loan modifications or workouts. Ensures adherence to regulations, bank credit policies, and procedures. Typically requires a bachelor's degree. Typically reports to a manager. The Lending Officer work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Lending Officer typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
**This is an in-office, call center position. Our office is located near the Tampa Airport.**
Company Overview: Join our vibrant team at LoanFlight, a leading nationwide licensed lender dedicated to revolutionizing the lending process. We're passionate about delivering top-notch customer service while embracing innovation in the financial industry.
Position Overview: We're on the lookout for enthusiastic and experienced Licensed Loan Officers with multiple state coverage and a knack for sales to join our dynamic team. If you thrive in a fast-paced, tech-forward environment and have a proven track record of success in mortgage sales, you're exactly who we're looking for! This role is phone-based, providing you with qualified sales leads and eliminating the need for cold calling. Focus on selling loans while our adept operations team handles processing, underwriting, closing and funding.
Industry Context: Following a cycle of record refinance volumes and record low mortgage rates, we're now coming off a phase of record high mortgage rates and consumer debt. This market shift presents an exciting opportunity for refinancing, where you can leverage your sales expertise to help clients secure better mortgage terms and financial stability. Strong loan officers who work for a lender with a plan for scale will not just survive but thrive in this cycle!
Responsibilities:
Qualifications:
Benefits:
Join our upbeat team at LoanFlight and seize the opportunity to thrive in the mortgage industry cycle! Apply now to embark on a rewarding career in phone-based mortgage sales with limitless potential for growth and success.
Job Type: Full-time
Pay: $100,000.00 - $250,000.00 per year
Benefits:
Compensation package:
Work setting:
Experience:
License/Certification:
Work Location: In person