Health Underwriting Manager jobs in Pennsylvania

Overview:

The Underwriting Manager plays a pivotal role in ensuring the smooth operation of the underwriting process for manufactured housing. This position involves overseeing a team of underwriters, guiding them through the review and analysis of loan applications, third-party reports, and ensuring compliance with lending regulations. The ideal candidate will exhibit a strong sense of urgency, excel in team environments, and possess exceptional organizational, analytical, communication, and PC skills.

Responsibilities:

• Supervise and lead a team of underwriters responsible for reviewing and analyzing loan applications for residential, consumer, and mortgage loans related to manufactured housing.
• Oversee the review of third-party reports such as credit reports and appraisals to assess borrower risk and loan viability.
• Serve as the Company’s QI for the Underwriting Department which includes reference review, 5 years of experience in underwriting of residential mortgage loans or similar lending and credit evaluation.
• Collaborate closely with Regional and District Sales Managers to address outstanding loan conditions and ensure timely processing of loan files.
• Manage the underwriting process to clear files for closing within specified timelines while maintaining compliance with all applicable lending regulations.
• Provide guidance, support, and training to underwriters to enhance their skills and performance.
• Develop and implement underwriting policies, procedures, and best practices to improve efficiency and mitigate risk.
• Serve as a subject matter expert on underwriting guidelines, lending regulations, and industry trends.

Required Skills:

• Bachelor's degree in Finance, Business Administration, or a related field preferred.
• Minimum of 7-10 years of experience in underwriting residential, consumer, or mortgage loans, with at least 5-7 years in a supervisory or managerial role.
• Strong knowledge of underwriting principles, guidelines, and practices, particularly in the context of manufactured housing loans.
• Demonstrated ability to interpret and analyze financial documents, credit reports, and appraisals.
• Excellent communication skills, both verbal and written, with the ability to convey complex information clearly and concisely.
• Ability to function in a high-paced environment and work as part of a dynamic and productive team.