CREDIT RISK MANAGER jobs in Utah
CREDIT RISK MANAGER develops and implements policies and procedures that reduce credit risk for a financial institution. Manages the building of financial models that predict credit risk exposure to the organization. Being a CREDIT RISK MANAGER oversees the preparation of performance reports for management. May require a master's degree. Additionally, CREDIT RISK MANAGER typically reports to a head of a unit/department. The CREDIT RISK MANAGER manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. Extensive knowledge of department processes. To be a CREDIT RISK MANAGER typically requires 5 years experience in the related area as an individual contributor. 1 to 3 years supervisory experience may be required. (Copyright 2024 Salary.com)
Recently Added CREDIT RISK MANAGER jobs
Senior Credit Risk Management Analyst
- Mountain America Credit Union
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Sandy, UT
FULL_TIME
- Please reference the schedule and minimum qualifications listed below before applying. If you need assistance with filling out our application form or during any phase of the application, interview, or employment process, please notify our Human Resources Team at 801-366-6947 option 1 or email macurecruiting@macu.com and every reasonable effort will be made to accommodate your needs in a timely manner. Job Summary We are seeking a motivated and capable Senior Credit Risk Management Analyst to join our growing Credit Risk Management team at Mountain America Credit Union (MACU). Our goal within the Credit Risk Management Program is to protect MACU and create confidence in our health and resilience by ensuring that credit risks are known, clear, communicated, and considered. You will help us accomplish this goal through the job activities listed below. Job Description Job Description LOCATION Mountain America Center - Hybrid 9800 S Monroe St Sandy, UT 84070 SCHEDULE Full time; This is a hybrid position with some in office days required. Typically 3-4 days in office and 1-2 remote, depending on business need. To be effective, an individual must be able to perform each job duty successfully. Assist in assessing the credit risk exposure of the credit union by: Actively engaging with first-line business stakeholders to understand lending products, processes, strategies, and risks. Actively engaging with first- and second-line business stakeholders to review and assess potential credit risks associated with lending portfolios, products, processes, and strategies. Proactively identifying and surfacing potential risks and concerns to relevant stakeholders. Creating, reviewing, and presenting risk assessments and reports to stakeholders. Assisting and guiding business units in the development of remediation plans and timelines for identified risks. Reviewing existing reporting and documenting/communicating any changes or trends within the data analyzed. Review existing reporting, monitoring, and assessment processes and identify opportunities for improvement. Working with first- and second-line partners to brainstorm, develop, and visualize new reporting opportunities for credit risk monitoring. Reviewing loan data on an individual and aggregate basis to determine potential risks, adherence to policy and procedures, and reasonability of loan ratings or overrides. Assisting in the preparation of reporting to management. Working with management, seek to continually improve program reporting and documentation. Contributing to and supporting the implementation and evolution of the Credit Risk Management Program strategy and road map. Utilizing judgment, perspective, and ownership in fulfilling job functions. Regulatory Compliance: Staying up to date on evolving regulatory requirements and expectations, as well as industry best practices for credit risk management. Managing the preparation of regulatory reports and audits related to credit risk. Assisting business units in responding to and remediating regulatory exam or audit findings. KNOWLEDGE, SKILLS, and ABILITIES The requirements listed are representative of the knowledge, skills, and/or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions. Experience A minimum of 6 years of lending and/or credit analysis in consumer and/or commercial lending, preferably with a financial institution. Experience in multiple facets or areas of lending preferred. Strong understanding of lending products, terms, underwriting criteria, and servicing and liquidation practices. Additional Preferred Experience: Strong knowledge of applicable credit union laws and regulations related to lending. Education Bachelor’s degree in business, finance or related field required – OR four additional years of progressive work experience in lending, credit analysis, or risk management. Education must be from an accredited institution. Education and work experience will be verified. Licenses, Certifications, Registrations None required. Computer/Office Equipment Skills Advanced skills with Microsoft Office Suite including Outlook, Word, PowerPoint, and Excel. Data analytics and data validation skills and proficiency in business data analysis. Experience with analytical and reporting software preferred. Familiarity with internal credit union systems and processes preferred. Managerial Responsibility No managerial responsibilities. Language Skills Demonstrated ability to clearly communicate verbally and in writing. Other Skills and Abilities Adaptive to change, responds positively to altered circumstances or conditions. Ability to read and interpret federal, state, and NCUA regulations as well as internal policy guidelines related to lending. Ability to read, interpret, and analyze financial data and reporting in a variety of formats. Ability to scope and lead a risk assessment or project from start to end and present results to stakeholders and senior leaders. Excellent interpersonal skills, including the ability to lead and collaborate with multiple teams. Ability to work independently and as part of a team. Excellent communication, collaboration, and problem-solving skills. Ability and willingness to provide suggestions to improve processes and efficiencies. Able to negotiate and compromise to come to solutions satisfactory to multiple parties. Possess a desire and willingness to learn and continually update knowledge of financial concepts, strategies, systems etc. Mountain America Credit Union is an EEO/AA/ADA/Veterans employer. Follow @MountainAmericaLife on Facebook and Instagram to see why our employees love working at Mountain America! Mountain America Credit Union is one of the foremost financial institutions in the country, with more than 95 branches located in 5 states (Utah, Idaho, Nevada, New Mexico, and Arizona). We believe that a healthy balance between work, home life, and play is essential to our employees and our success. We offer a friendly, comfortable and inclusive work environment, fun employee activities and exciting charity events to ensure that no day is dull at Mountain America. Our purpose is to help members enjoy a good life by providing them a positive incentive to save and manage their finances. We also give members easy access to their accounts and allow them to control their funds in a variety of ways, including ATMs, online home banking, mobile banking, direct deposit, Touch-Tone Teller, automatic payment options and access through a large branch network. When making decisions, we always put members' needs first. It's just the way we do business and a part of the "people helping people" philosophy of credit unions.
- 3 Days Ago
Risk, Credit Risk, Vice President
- The Goldman Sachs Group
-
Salt Lake, UT
FULL_TIME
- Department Overview: Credit Risk (CR) is responsible for managing the firm's credit exposure to its trading and lending counterparties. Leveraging its extensive expertise in financial, credit and risk...
- 29 Days Ago
Financial credit risk
- Goldman Sachs
-
Salt Lake, UT
FULL_TIME
- Department Overview Credit Risk (CR) is responsible for managing the firm’s credit exposure to its trading and lending counterparties. Leveraging its extensive expertise in financial, credit and risk ...
- Just Posted
Credit Risk Analyst
- Clicklease
-
West Valley, UT
FULL_TIME
- At Clicklease, we're on a unique mission – to empower the small business owners often overlooked by traditional lenders. If you're considering joining our team, envision yourself at the heart of our v...
- 2 Months Ago
Compliance Risk Testing Administrator
- Mountain America Credit Union
-
Sandy, UT
FULL_TIME
- Please reference the schedule and minimum qualifications listed below before applying. If you need assistance with filling out our application form or during any phase of the application, interview, o...
- 3 Days Ago
Fraud Risk Analyst
- Phoenix Holdings Federal Credit Union
-
American Fork, UT
FULL_TIME
- Why Phoenix Federal Credit Union? We're not a typical financial institution we're better. We're an innovative, fun-loving, highly-engaged group of professionals that are committed to our company and t...
- 24 Days Ago
CREDIT RISK MANAGER jobs at Popular Companies
Credit Risk Manager
- Balance
-
New York, NY
- Description Who we are: Balance is the leading B2B checkout experience for sellers looking to build a self-serve digital...
- 6/2/2024 12:00:00 AM
Credit Risk Manager
- Alliance of Professionals & Consultants, Inc. (APC)
-
- Are you an experienced Senior Credit Risk Manager? If so, let’s talk! Our client is actively seeking a talented Senior C...
- 6/1/2024 12:00:00 AM
Credit Risk Manager
- First Citizens Bank
-
New York, NY
- Overview: This individual will be a seasoned credit professional with experience in leveraged finance. This position 1) ...
- 5/31/2024 12:00:00 AM
Credit Risk Manager
- Fifth Third Bank
-
Cincinnati, OH
- Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? ...
- 5/31/2024 12:00:00 AM
Credit Risk Manager
- American National Bank of Texas
-
Terrell, TX
- Reporting to the Chief Financial Officer, the Credit Risk Manager directs the strategic management, oversight, and gover...
- 5/31/2024 12:00:00 AM
Credit Risk Manager
- Balance
-
- About Balance Balance is a financial technology company powering every stage of the business transaction for mid-market ...
- 5/31/2024 12:00:00 AM
VP Credit Risk Management
- Parallel Consulting
-
- Our client, a prominent Bank, is currently seeking a highly skilled and experienced VP Credit Risk Modeler to join the t...
- 5/31/2024 12:00:00 AM
Credit Risk Manager
- Synovus Financial Corporation
-
Huntsville, AL
- Manages and monitors a portfolio of client credit exposures with total Synovus Relationship Exposure (TSRE) over $2.5 MM...
- 5/30/2024 12:00:00 AM
About Utah
Utah is known for its natural diversity and is home to features ranging from arid deserts with sand dunes to thriving pine forests in mountain valleys. It is a rugged and geographically diverse state that is at the convergence of three distinct geological regions: the Rocky Mountains, the Great Basin, and the Colorado Plateau.
Utah is one of the Four Corners states, and is bordered by Idaho in the north, Wyoming in the north and east; by Colorado in the east; at a single point by New Mexico to the southeast; by Arizona in the south; and by Nevada in the west. It covers an area of 84,899 sq mi ...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for CREDIT RISK MANAGER jobs
$111,673 to $164,512
Most Popular Cities in Utah for CREDIT RISK MANAGER Jobs
What does a CREDIT RISK MANAGER do?
CREDIT RISK MANAGER in Houston, TX
Additional responsibilities may include proactive evaluation of Problem Assets, the New/Complex Product Approval Process, Counterparty Risk Quantification, limit approval authority and reporting of capital markets credit risk.
January 18, 2020
CREDIT RISK MANAGER in Erie, PA
A credit risk manager is responsible for reviewing the financial statement details and prior history, then making a decision about the level of acceptable risk for the business or organization.
January 31, 2020
CREDIT RISK MANAGER in Paramus, NJ
Depending on the size of the organization and the industry, there might be multiple credit risk managers.
February 09, 2020