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Credit Clerk, Sr. jobs in Illinois

Credit Clerk, Sr. evaluates and suggests creditworthiness of prospects and customers to decrease financial risk to the organization. Checks credit applications and grants approval within established guidelines for organizations or individuals. Being a Credit Clerk, Sr. communicates with the customers and other departments to solve the credit problems. May negotiate terms of payment to assist with collection of overdue balances. Additionally, Credit Clerk, Sr. requires a high school diploma or equivalent. Typically reports to a supervisor or manager. The Credit Clerk, Sr. works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Credit Clerk, Sr. typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)

Recently Added Credit Clerk, Sr. jobs

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Credit Underwriter Sr - IF
  • Huntington National Bank
  • Schaumburg, IL FULL_TIME
  • Description

    Summary:

    The Credit Underwriter Sr. - IF is responsible for analyzing and monitoring credit worthiness of assigned customers/accounts and recommending and/or approving credit within established guidelines. Includes analyzing financial statements and completing ratio and trend analysis of statements to determine if a customer is eligible for financing.

    Duties And Responsibilities

    • Underwrite high quality credit narratives in support of new and existing loans. Review and analyze various transactions. Includes review and analysis of applications, financial statements, balance sheets, D&B reports, etc.
    • Spreading business financial statements and tax returns using Moody's software to analyze multi-year trends and ratios from financial information.
    • Understand cash flow from operations, which includes identifying recurring and non-recurring sources of cash flow.
    • Research industry trends and risks.
    • Perform collateral analysis including accounts receivable, inventory, real estate and investments.
    • Run credit reports and gather/analyze KYC information.
    • Spread personal financial statements and tax returns for individual guarantors, develop borrower and guarantor global cash flow analysis.
    • Work with other areas to monitor delinquency, delinquency trends and repossession activity.
    • Conduct annual financial statement follow-up to borrowers and track and monitor the receipt by the Bank of this information.
    • Prepare written recommendation as to whether the proposed loan should be approved as presented, and provide alternate loan structure recommendations.
    • Present to loan committee for loan approvals. Communicate decisions.
    • Performs other duties as assigned.


    Basic Qualifications

    • Bachelor’s degree in Finance, Accounting, Business or related field
    • 3 years wholesale/commercial credit underwriting experience and prior credit approval authority.


    Preferred Qualifications

    • Masters Degree
    • Detail oriented with the ability to analyze cash flow, leverage and gauge customer strength. Experience with deal sizes ranging from 2MM to 10MM being preferred.
    • Experience in lending to a wide variety of industries, loan types, and sizes of companies being preferred
    • Strong written/verbal communication and presentation skills.
    • Demonstrated ability to make sound business judgments while protecting the interests of the bank.
    • Strong technical skills.


    Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

    Yes

    Workplace Type

    Hybrid

    Huntington is an equal opportunity and affirmative action employer and is committed to providing equal employment opportunities for all regardless of race, color, religion, sex, national origin, age, disability, sexual orientation, veteran status, gender identity and expression, genetic information, or any other basis protected by local, state, or federal law.

    Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

    Agency Statement: Huntington does not accept solicitation from Third Party Recruiters for any position
  • 9 Days Ago
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Leasing Credit Sr Officer
  • Bank of America
  • Chicago, IL FULL_TIME
  • Job Description:At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we...
  • 18 Days Ago
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Accounting Clerk
  • United Credit Union
  • Chicago, IL FULL_TIME
  • MAJOR PURPOSE: To review, reconcile and analyze all items and functions associated with United Credit Union General Ledger Accounts. PRIMARY RESPONSIBILITIES: Compare and adjust on-line payroll group ...
  • 2 Days Ago
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CREDIT AND CASH APPLICATION CLERK
  • Now Foods
  • Bloomingdale, IL FULL_TIME
  • Job DetailsDescriptionESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.Imports check data from banks website for posting.Posts payments received from customers...
  • 7 Days Ago
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CREDIT & ADMIN CLERK
  • Now Foods
  • Bloomingdale, IL FULL_TIME
  • Job DetailsDescriptionPrepares and sends monthly mailing of expired resales certificates to ensure compliance. Contacts appropriate agencies to update requirements for resale tax certificate to ensure...
  • 7 Days Ago
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Sr. Vice President of Lending
  • DuPage Credit Union
  • Naperville, IL FULL_TIME
  • DuPage Credit Union has been serving the financial needs of our members since 1956. With a commitment to excellence and a focus on community, we provide a full range of financial services to help our ...
  • 9 Days Ago
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Credit Clerk, Sr. jobs at Popular Companies

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Credit Assistant
  • MutualOne Bank
  • Framingham, MA
  • Job Description Position Description Title: Credit Assistant Department: Credit Reports to: Credit Officer Supervises: N...
  • 6/11/2024 12:00:00 AM
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Credit Administrator
  • Creative Financial Staffing
  • Aurora, OH
  • CREDIT ADMINISTRATOR About the Company CFS has partnered with a large construction supply organization with strong roots...
  • 6/11/2024 12:00:00 AM
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Credit Officer
  • Confidential
  • Credit Officer Job Summary: We are collaborating with our client to identify a highly qualified individual for the role ...
  • 6/10/2024 12:00:00 AM
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Credit Officer
  • Fresno Madera Farm Credit
  • Fresno, CA
  • Under the direction of the Chief Risk Officer (CRO) and in close collaboration with the VP-Risk Management, the Credit O...
  • 6/10/2024 12:00:00 AM
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Credit Clerk
  • US LBM Holdings
  • Lake Elmo, MN
  • US LBM is one of the leading and fastest growing distributors of specialty building materials in the United States, with...
  • 6/10/2024 12:00:00 AM
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Credit Administrator
  • Creative Financial Staffing
  • Aurora, OH
  • CREDIT ADMINISTRATOR About the Company CFS has partnered with a large construction supply organization with strong roots...
  • 6/9/2024 12:00:00 AM
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Credit Administration
  • Banco Sabadell, Miami Branch
  • Miami, FL
  • Sabadell Overview Sabadell is a global financial institution headquartered in Barcelona, Spain and one of Europe’s oldes...
  • 6/8/2024 12:00:00 AM
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Credit Officer
  • The Judge Group
  • Saint Louis, MO
  • Benefits Overview A career at CoBank can offer you the opportunity to make a personal impact on the people and communiti...
  • 6/7/2024 12:00:00 AM
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About Illinois

Illinois (/ˌɪlɪˈnɔɪ/ (listen) IL-ih-NOY) is a state in the Midwestern and Great Lakes region of the United States. It has the fifth largest gross domestic product (GDP), the sixth largest population, and the 25th largest land area of all U.S. states. Illinois is often noted as a microcosm of the entire United States. With Chicago in northeastern Illinois, small industrial cities and immense agricultural productivity in the north and center of the state, and natural resources such as coal, timber, and petroleum in the south, Illinois has a diverse economic base, and is a major transportation hu...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit Clerk, Sr. jobs
$42,604 to $58,193

Most Popular Cities in Illinois for Credit Clerk, Sr. Jobs

What does a Credit Clerk, Sr. do?

Credit Clerk, Sr. in Danbury, CT
Calls or writes to credit bureaus, employers, and personal references to check credit and personal references.
February 12, 2020
Credit Clerk, Sr. in Macon, GA
Accountemps has an exciting opportunity available in San Ramon! Our client is looking for credit, customer service, and credit professionals to join their team today.
December 26, 2019
Credit Clerk, Sr. in Tampa, FL
SACOB Short Courses are not accredited and are intended to offer you knowledge and skills in a particular field and is a non-credit bearing short course.
December 29, 2019