Credit Analyst jobs in New York
Recently Added Credit Analyst jobs
Commercial Credit Analyst I (On-Site)
- Heritage Financial Credit Union
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Middletown, NY
FULL_TIME
-
Description
COME GROW WITH US!
We recently opened 2 new branches and are looking for talented and motivated individuals to join our team.
Heritage Financial Credit Union is a member-owned financial institution that is committed to helping our members achieve their financial goals and building a stronger community. We believe that everyone deserves access to affordable financial services, and we are dedicated to providing our members with the tools and resources they need to achieve their financial dreams.
Our vision is to be the leading financial institution in the communities we serve, and we are committed to creating a culture of excellence where our employees can thrive. We believe in creating a workplace where everyone feels valued and respected, and where we can all work together to achieve our goals. We recognize that our employees are our most important asset, and we are committed to providing them with the training, development, and opportunities they need to succeed.
Our values are at the heart of everything we do. We believe in:- Integrity: We are honest and trustworthy in all of our dealings with our members, employees, and the community.
- Excellence: We strive to provide our members with the best possible service.
- Teamwork: We believe that we can achieve more together than we can alone.
- Respect: We treat each other with dignity and respect.
- Community: We are committed to giving back to the communities we serve.
Position Description
Position Title: Commercial Credit Analyst I
Department: Commercial Lending
Classification: Non-Exempt
Salary Range: $29.30 - $38.46 per hour
REPORTING RELATIONSHIPS
Position reports to: AVP of Commercial Lending
Positions Supervised: N/A
POSITION PURPOSE
This on-site position is responsible to perform detailed financial analysis for all lending opportunities, prepare credit memos and other requests for presentation to loan committee. Perform annual credit reviews, ensure compliance with Credit Union’s policies and procedures, ensures timely collection and spreading of financial statements along with updated insurance binders provided by Borrowers.
Essential Functions And Responsibilities- Review business loan applications and supporting financial statements to determine the borrowing capacity, capitalization and cash flow dynamics for the applicant. Use analytical software to evaluate loan requests; performing the initial analysis required to complete all data fields, interpreting the results, including any externally derived credit scores, and determining the need for further investigation or analysis.
- Spread financial statements, calculating certain ratios, including measures of liquidity, leverage and cash flow, and submitting the request to the appropriate approval channel. Prepare the credit memorandum, as well as any other reports necessary, along with the appropriate recommendation for review by the appropriate loan committee.
- Attend Credit Loan Committee meetings, presenting summary information and participating in discussions on other loans being considered.
- Perform periodic reviews and/or renewals of commercial relationships and verify risk ratings
- Perform annual reviews on the commercial loan portfolio pursuant to the credit union guidelines.
- Performs other duties as assigned.
Education/Certification: 4 year college degree preferred plus 1 - 3 years’ underwriting experience, preferably dealing with commercial/business loans. Customer experience required.
Required knowledge: Basic accounting and/or business finance understanding and general economic conditions and competitor’s rates and terms etc. This position requires that the employee gain a working knowledge of Bank Secrecy Act (BSA) requirements and how they will affect their work, the employee will comply with all requirements of the BSA and cooperate with the designated BSA Officer in assuring compliance.
Experience Required: Experience using P.C. based software including Microsoft Office and lending systems etc.
Skills/Abilities: Ability to project a professional appearance and positive attitude at all times.
Excellent project management, communication and analytical skills. Bilingual a plus.
Equal Opportunity Statement
Employment at our Credit Union is based upon merit, ability, and qualifications. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected status. - 5 Days Ago
Credit Analyst
- Maharam
-
Yaphank, NY
FULL_TIME
- Maharam is seeking a Credit and Collection Analyst for our Yaphank, NY location. The Credit and Collection Analyst will handle a portfolio of accounts to approve credit limits, collect payments, analy...
- 3 Days Ago
Credit Analyst
- BizTek People, Inc. | APA International Placement Consultants
-
New York, NY
FULL_TIME
- Global financial institution seeks Credit Analyst to be able to analyze financial statements of corporate clients in New York. Must be able to commute and work with proper work authorization. No visa ...
- 4 Days Ago
Credit Analyst
- Pathfinder Bank
-
Oswego, NY
FULL_TIME
- DescriptionAre you passionate about making a positive impact in your local community? Do you thrive in a dynamic, collaborative, and engaging work environment? If so, we have the perfect opportunity f...
- 6 Days Ago
Credit Analyst
- Insight Global
-
New York, NY
CONTRACTOR
- Must Haves15 years' experience working in Credit Risk within the financial services industry.Previous work experience as a regulator or auditor who is able to understand the entire credit risk review ...
- 1 Day Ago
Credit Analyst
- Polar Amp
-
New York, NY
FULL_TIME
- Credit Analyst Who are we? Polar Asset Management Partners is an alternative asset manager established in 1991, with offices in New York, Toronto, and Calgary. With approximately US$ 6.5 billion asset...
- 1 Month Ago
Credit Analyst jobs at Popular Companies
Credit Analyst
- Horizon Farm Credit
-
Lewisburg, PA
- Job Description Are you looking for a new opportunity that offers career development/training, ability to work in a coll...
- 6/10/2024 12:00:00 AM
Credit Analyst
- Horizon Farm Credit
-
Reedsville, PA
- Job Description Are you looking for a new opportunity that offers career development/training, ability to work in a coll...
- 6/10/2024 12:00:00 AM
Credit Analyst
- Farm Credit
-
Mount Joy, PA
- Are you looking for a new opportunity that offers career development/training, ability to work in a collaborative team e...
- 6/9/2024 12:00:00 AM
Credit Analyst
- IntePros
-
Pittsburgh, PA
- IntePros is excited to partner with a Fortune 200 Investment Banking and Financial Company in helping them identify a Fi...
- 6/9/2024 12:00:00 AM
Credit Analyst
- Wintrust Financial
-
Northfield, IL
- Wintrust is a financial holding company with approximately $50 billion assets under management and traded on the NASDAQ:...
- 6/7/2024 12:00:00 AM
Credit Analyst
- Uline, Inc.
-
Waukegan, IL
- Credit Analyst 2200 S. Lakeside Drive, Waukegan, IL 60085 Join our growing Finance team as a Credit Analyst evaluating f...
- 6/7/2024 12:00:00 AM
Credit Analyst
- Uline, Inc.
-
Pleasant Prairie, WI
- Credit Analyst Corporate Headquarters 12575 Uline Drive, Pleasant Prairie, WI 53158 Join our growing Finance team as a C...
- 6/7/2024 12:00:00 AM
Senior Credit Analyst
- First Citizens Bank
-
Morristown, NJ
- Overview: This position is responsible for analysis at the highest level of complexity and data expertise. Assesses a wi...
- 3/29/2024 12:00:00 AM
About New York
New York is a state in the Northeastern United States. New York was one of the original thirteen colonies that formed the United States.
New York covers 54,555 square miles (141,300 km2) and ranks as the 27th largest state by size.[3] The highest elevation in New York is Mount Marcy in the Adirondacks, at 5,344 feet (1,629 meters) above sea level; while the state's lowest point is at sea level, on the Atlantic Ocean.
In contrast with New York City's urban landscape, the vast majority of the state's geographic area is dominated by meadows, forests, rivers, farms, mountains, and lakes. Most of...
Source: Wikipedia (as of 04/17/2019). Read more from Wikipedia
Income Estimation for Credit Analyst jobs
$57,754 to $72,511
Most Popular Cities in New York for Credit Analyst Jobs
What does a Credit Analyst do?
Credit Analyst in West Caldwell, NJ
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Credit Analyst in Colonial Heights, VA
Clean, safe, modern work environment.
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