Credit Analyst jobs in Kentucky

Job Description

Currently seeking a highly motivated and focused individual to join our credit

and loan department team. The credit analyst reports directly to the Chief Credit Officer and will oversee entry level credit

analysts and other members of the loan support staff. As a member of the lending team, the Credit Analyst works closely

with the BBKY loan support staff, credit staff, lending staff and sales team. This position also involves communicating with

other banks and their lending and credit staff.

Principal Responsibilities:

Accurately enter financial statements into spreading software and excel spreadsheets.

Review credit and economic data used to evaluate and determine credit worthiness of commercial loan requests.

Collect and review multiple sources of financial data, such as commercial & personal tax returns, credit bureaus,

financial statements, compiled financials, credit memorandums, applications, etc.

Capture and review market, economic and industry information to determine trends and potential credit risk.

Partner with loan officers and credit analysts at participating banks to provide mutually valuable support and insight.

Prepare and deliver credit memos to appropriate committee for approval; follow up with key decision makers and

assist with closing and booking of all loans.

Develop and maintain an awareness of market behavior and competitive trends in designated markets to anticipate

changing customer needs.

Maintain a thorough knowledge of BBKY’s available services, lines of business, pricing structures and offer additional

services to existing and potential community bank clients, to assist them in meeting their goals and objectives.

Build relationships and increase company visibility through participation in company sponsored events; attend trade

shows, bank association events and other events, as necessary. Act as a company representative at community

banking events, where required.

Oversee and train entry level analysts and loan support staff.

Perform Other Job-related Duties, As Required.

Education/Experience/Skills:

Bachelor’s Degree in Business, Finance, Accounting, or similar business field.

Professional presentation; is confident, assertive and displays a high level of self-esteem.

Possesses time management skills to ensure assigned responsibilities are completed in an efficient manner.

Exceptional communication skills; communicates to all levels of management, both internally and externally.

Strong attention to detail.

Strong active listening skills; gives full attention to what other people are saying, taking time to understand the

points being made, asking questions when appropriate, and letting others fully state their ideas.

Grasps concepts quickly and has good follow through skills; adheres to work schedule and handles challenges as

they arise; maintains a positive outlook.

Excellent written and verbal presentation skills.

Excellent self-motivation skills; maintains a feeling of pride in work; has a strong work ethic and strives to achieve

all goals; takes appropriate risks.

Is trustworthy and maintains the highest level of confidentiality at all times.

Is open to opinions but is capable of diplomatically discussing informed opinions; must be confident but willing to

compromise.

Is a strong team player; actively looks for ways to help achieve group goals.

Compensation/Benfits:

Competitive salary

Annual bonus compensation

Employee health insurance

Employee (and family) dental insurance

401K with company match after 12 months of service

Life insurance policy

Flexible paid time off

Company Description

Over 30 years of experience and dedication to support Community Banks in Kentucky, Indiana, Ohio, Illinois, West Virginia and Tennessee

Over 30 years of experience and dedication to support Community Banks in Kentucky, Indiana, Ohio, Illinois, West Virginia and Tennessee