Consumer Loan Officer jobs in Georgia
Consumer Loan Officer develops and services consumer loans. Interviews loan applicants to determine financing needs and to offer the appropriate loan products and repayment arrangements. Being a Consumer Loan Officer evaluates loan applications and applicant creditworthiness. Once a loan is approved and negotiated, monitors loan payments, and provides customer service to ensure the borrower's questions are answered and needs are met, and that the loan is repaid appropriately. Additionally, Consumer Loan Officer maintains accurate and thorough records, and follows all applicable organizational, state, and federal policies and regulations. Requires a high school diploma. Typically reports to a manager or head of a unit/department. The Consumer Loan Officer works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Consumer Loan Officer typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)
Recently Added Consumer Loan Officer jobs
Consumer Ag Loan Officer
- Ag Jobs
-
Perry, GA
FULL_TIME
-
Job Description
We are seeking a Consumer Ag Loan Officer to join our team!
At AgGeorgia Farm Credit, we strive to build an inclusive team of employees and leverage our unique strengths. Become a part of our team today and grow with us! AgGeorgia Farm Credit prides itself to be a caring, family-oriented culture that promotes a positive work environment. If you are a highly motivated individual looking to serve the community you work in, check us out! The Consumer Ag Loan Officer will work with us in Perry, GA.
The Consumer Ag Loan Officer serves current and prospective customers with sound agricultural credit according to Association policies and procedures. Build business development strategies, develop customer relationships, and provide loan servicing for existing portfolios.
What you will do in this role:- Proactively call and follow up with agricultural loan prospects and facilitate the sales process utilizing financial knowledge and sales tools.
- Expand existing relationships by proactively researching customer needs, uses discretion and independent judgment in understanding customer needs, and matching products and services to those needs.
- Pursue cross-selling opportunities with existing members.
- Documents all sales activities in Association's Customer Relationship Management tool.
- Handles consumer loan requests and loan relationships < $250,000.
- Attend industry, community, and business development events to build a significant professional presence in the territory.
- Responsible for building professional relationships with influencers, realtors, community leaders, customers and prospective customers based on mutual trust and respect.
- Makes calls outside the office if necessary for growth and servicing of the relationship.
- Interview applicants, gathers and reconciles complete, accurate credit and financial data using the five credit factors under the guidelines of differential analysis.
- Determine credit risk and makes timely and accurate decisions within delegated authority. Establish and negotiate credit terms.
- Communicates credit decision to loan applicants with a working knowledge of traditional underwriting practices and scorecard lending program.
- Assure sound loans; appropriate documentation and underwriting; appropriate pricing and fees based on risk, terms, and servicing costs; and implementation of business plans in accordance with overall AgGeorgia objectives.
- Participate in various seminars and credit training to maintain and enhance credit skills.
- Ensures compliance with all required disclosures on both consumer and non-consumer loans.
- Handles FSA Guaranteed Loan Application submissions and communication with local FSA office.
- Handles monthly reporting - including, but not limited to, delegation report, watch list report, top 10 risk rating report and delinquency report.
- Monitor specific, individually assigned loans and assures that the loans receive timely and sound servicing.
- Service loans in portfolio to retain high level of credit quality.
- Reviews progress of loans on a periodic basis.
- Monitor and manage delinquent reports and offers counseling to customers to bring accounts current.
- Monitor and manage the implementation and fulfilment of Loan Supervisory Plans.
- Service loans, loan renewals, conversions, partial releases, rate modifications, etc.
- Provides updates on loans in process to other team members as requested.
- Other duties as assigned.
What you will need in this role:- Education and/or experience equivalent to a bachelor's degree.
- 1-3 years of relevant work experience.
- Ability to effectively communicate and work independently or with a team.
- Travel as required to meet with customers.
- Current awareness of economic developments and production technology affecting agriculture in the region.
Benefits- Comprehensive medical coverage and additional options for dental and vision benefits. We also offer flexible spending and health savings accounts.
- 401(k) Plan with a 100% match up to 6% of pay, with an automatic company contribution.
- Tuition reimbursement program.
- Generous annual leave and sick leave benefits.
- Company paid holidays.
We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. - 4 Days Ago
Consumer Ag Loan Officer
- AgGeorgia Farm Credit
-
Perry, GA
FULL_TIME
- We are seeking a Consumer Ag Loan Officer to join our team! At AgGeorgia Farm Credit, we strive to build an inclusive team of employees and leverage our unique strengths. Become a part of our team tod...
- 30 Days Ago
Experienced Loan Officer - Consumer Direct
- Mutual of Omaha Mortgage
-
Peachtree, GA
FULL_TIME
- Join the winning team, with the brand recognition of a Fortune 300 company that has been in business over 100 Years!Mutual of Omaha Mortgage is a full service lending division offering a complete line...
- 9 Days Ago
Consumer Loan Sales Specialist
- OneMain Financial
-
Savannah, GA
FULL_TIME
- At OneMain, Consumer Loan Sales Specialists empower customers – listening to their needs and providing access to friendly, fast, and affordable financing for life’s expenses. Consumer Loan Sales Speci...
- 2 Days Ago
Consumer Loan Sales Specialist
- OneMain Financial
-
Lawrenceville, GA
FULL_TIME
- At OneMain, Consumer Loan Sales Specialists empower customers – listening to their needs and providing access to friendly, fast, and affordable financing for life’s expenses. Consumer Loan Sales Speci...
- 2 Days Ago
Consumer Loan Sales Specialist
- OneMain Financial
-
Decatur, GA
FULL_TIME
- At OneMain, Consumer Loan Sales Specialists empower customers – listening to their needs and providing access to friendly, fast, and affordable financing for life’s expenses. Consumer Loan Sales Speci...
- 2 Days Ago
Consumer Loan Officer jobs at Popular Companies
Consumer Loan Officer
- Clearwater Credit Union
-
Great Falls, MT
- Job Description Job Description Are you looking for a role that empowers you to help others and create a worthwhile impa...
- 6/11/2024 12:00:00 AM
Member Service Representative
- AgGeorgia Farm Credit
-
Royston, GA
- Job Description At AgGeorgia Farm Credit, we strive to build an inclusive team of employees and leverage our unique stre...
- 6/11/2024 12:00:00 AM
Consumer Loan Officer
- Frontline Recruit
-
Grand Forks, ND
- Our client bank is seeking a great personal/consumer lender to join their organization. The position will help oversee t...
- 6/10/2024 12:00:00 AM
Consumer Loan Officer - Personal Banker
- Towpath Credit Union
-
Fairlawn, OH
- Job Description Job Description Towpath Credit Union is here for you when your dreams need us! We have a fantastic oppor...
- 6/10/2024 12:00:00 AM
Consumer Loan Processor II
- Town & Country Federal Credit Union
-
Scarborough, ME
- Consumer Loan Processor II We are looking for a highly motivated individual interested in joining one of the most innova...
- 6/8/2024 12:00:00 AM
Consumer Underwriter
- TBK Bank, SSB
-
East Moline, IL
- Join TBK Bank! At TBK Bank, a member of the Triumph Financial portfolio of brands, we're a team of passionate, driven, c...
- 6/8/2024 12:00:00 AM
Consumer Loan Officer
- Farm Credit of Western AR
-
Tontitown, AR
- Job Description Job Description Incumbent manages and grows an assigned portfolio of loans that meet profitability and c...
- 6/7/2024 12:00:00 AM
Consumer Loan Underwriter
- ALTAONE FEDERAL CREDIT UNION
-
Ridgecrest, CA
- Job Details Job Location Ridgecrest Corporate Back Office - Ridgecrest, CA Remote Type Optional Work from Home Position ...
- 6/7/2024 12:00:00 AM
About Georgia
Georgia is a state in the Southeastern United States.Beginning from the Atlantic Ocean, the state's eastern border with South Carolina runs up the Savannah River, northwest to its origin at the confluence of the Tugaloo and Seneca Rivers. It then continues up the Tugaloo (originally Tugalo) and into the Chattooga River, its most significant tributary. These bounds were decided in the 1797 Treaty of Beaufort, and tested in the U.S. Supreme Court in the two Georgia v. South Carolina cases in 1923 and 1989.
The border then takes a sharp turn around the tip of Rabun County, at latitude 35°N, thou...
Source: Wikipedia (as of 04/17/2019). Read more from Wikipedia
Income Estimation for Consumer Loan Officer jobs
$46,934 to $60,203
Most Popular Cities in Georgia for Consumer Loan Officer Jobs
What does a Consumer Loan Officer do?
Consumer Loan Officer in Appleton, WI
After the underwriting software produces a recommendation, loan officers review the output of the software and consider any additional information to make a final decision.
January 19, 2020
Consumer Loan Officer in Phoenix, AZ
This is a fully experienced Consumer Lender able to analyze more complex loans.
February 24, 2020
Consumer Loan Officer in Richmond, VA
However, the loan officer is still needed to guide applicants through the process and to handle cases with unusual circumstances.
December 04, 2019