Commercial Credit Analyst jobs in Vermont

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Prepares thoughtful, informative and well-written loan presentation write-ups on a timely basis for the commercial bankers
• Prepares spreadsheets and summaries for commercial bankers on new, renewal and existing commercial loan customers
• Performs detailed research and financial analysis on commercial customers, guarantors, and industry/economic conditions
• Prepares and evaluates financial projections and performs stress tests under various economic conditions to determine potential impact on credit risk
• Suggests loan covenants, terms and conditions
• Suggests risk rates for credits to commercial bankers
• Evaluates and reports to the Commercial Loan Administrator any deviations in the quality of the credit file system
• Communicates and interfaces with Commercial Loan Administrator and commercial bankers
• Compiles relationship data for the commercial loan department
• Monitors adherence to ongoing financial covenant compliance
• Performs other duties and special projects as assigned by the Commercial Loan Administrator

While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle, or feel; reach with hands and arms; and talk or hear. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception, and ability to adjust focus.

WORK ENVIRONMENT: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The noise level in the work environment is usually quiet.

Minority/Female/Disability/Veteran