Commercial Credit Analyst jobs in Massachusetts
Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Commercial Credit Analyst jobs
Senior Commercial Credit Analyst
- Futurerecruit.net
-
Rockland, MA
FULL_TIME
-
Senior Commercial Credit Analyst - Full-time
Location: Rockland, MA
Required Qualifications- Minimum of 5 years work experience.
- Bachelor’s degree required or equivalent work experience; MBA preferred.
- Proficient with Word, Excel, PowerPoint, and Outlook.
- Excellent verbal and written communication skills.
- Strong interpersonal and organizational skills.
- Good knowledge of appraisal and environmental regulations/requirements.
- Deadline and detail-oriented.
- Ability to deal with and show discretion in confidential matters.
- 25% availability to travel outside of a 25-mile radius.
- Perform credit analysis for new loan requests and oversee existing portfolio.
- Prepare annual reviews and loan modifications, and track financial information.
- Ensure compliance with bank policies, procedures, and regulations.
- Mentor junior analysts.
- Analyze financial statements, management profiles, business/product cycles, and historical operating performance.
- Complete credit underwriting for mid-size to large commercial loan requests.
- Prepare and review in-depth written analyses for relationships of various sizes and complexity.
- Perform analysis and research for the annual review of all borrower relationships.
- Make comments/recommendations on loan terms and structures to minimize credit risks.
- Work with junior analysts to enhance credit analysis skills.
- Respond to inquiries, questions, problems, and other credit issues.
- Perform in-depth appraisal reviews to ensure compliance with appraisal regulations and the Bank's internal policy.
- Represent the Bank in the community and at business and professional association functions.
- Tremendous Career Growth Opportunities!
- Work with the latest cutting-edge technologies!
- Senior management and leadership are very well respected by the team!
- Great work environment with a family-like work culture!
- Medical, Dental and Vision 401k Tuition Assistance PTO!
- 3 Days Ago
Commercial Credit Analyst
- Aston Carter
-
Rockland, MA
FULL_TIME
- Equivalent Experience COMMERCIAL CREDIT ANALYST Location: Rockland, MA Employment Type: Full-Time Industry: Banking Job Description: A leading Regional Bank is looking to bring on a Credit Analyst to ...
- 6 Days Ago
Commercial Credit Analyst
- Monson Savings Bank
-
Wilbraham, MA
FULL_TIME
- If you’re an experienced Commercial Credit Analyst interested in working for a local, community bank, then this is the position for you!Working within the Loan & Operations Center located at 75 Post O...
- 4 Days Ago
Senior Commercial Credit Analyst
- FutureRecruit
-
Rockland, MA
FULL_TIME
- Senior Commercial Credit Analyst - Full-time Location: Rockland, MA Required Qualifications: Minimum of 5 years work experience. Bachelor’s degree required or equivalent work experience; MBA preferred...
- 1 Day Ago
Senior Commercial Credit Analyst
- MountainOne
-
Rockland, MA
FULL_TIME
- Under the general supervision of the SVP of Credit Administration, and in conformance with the established policies and procedures, performs credit analysis for new loan requests and oversees and admi...
- 18 Days Ago
Commercial Compliance Analyst
- Hanscom Federal Credit Union
-
Littleton, MA
FULL_TIME
- Job DetailsDescriptionIt’s an exciting time to be at Hanscom Federal Credit Union!As a member of our Compliance Department, you will join a dynamic team of dedicated individuals committed to deliverin...
- 3 Days Ago
Commercial Credit Analyst jobs at Popular Companies
Commercial Credit Analyst
- Ascendo Resources
-
- Our client is seeking a Commercial Credit Underwriter who will work primarily on credit analysis and underwriting of Mul...
- 6/10/2024 12:00:00 AM
Commercial Credit Analyst
- F&M Trust
-
Harrisburg, PA
- ABOUT THE ROLE F&M Trust is looking to hire an experienced Commercial Credit Analyst, which will be located at either ou...
- 6/9/2024 12:00:00 AM
Commercial Credit Analyst
- Monson Savings Bank
-
Wilbraham, MA
- If you're an experienced Commercial Credit Analyst interested in working for a local, community bank, then this is the p...
- 6/9/2024 12:00:00 AM
Commercial Credit Analyst
- Holman, Inc.
-
Mount Laurel, NJ
- Holman is a family-owned, global automotive services organization anchored by our deeply rooted core values and principl...
- 6/9/2024 12:00:00 AM
Dealer Commercial Credit Analyst
- Toyota Industries
-
Coppell, TX
- Job Description Who We Are: Based in Coppell, TX, Toyota Industries Commercial Finance (TICF) has over 200 associates an...
- 6/8/2024 12:00:00 AM
Commercial Credit Analyst II
- Maine Community Bank
-
Biddeford, ME
- Job Type Full-time Description Position Title: Commercial Credit Analyst II Department: Credit Administration Reports To...
- 6/8/2024 12:00:00 AM
Commercial Credit Analyst II
- Univest Financial Corporation
-
Souderton, PA
- Overview: Univest Financial Corporation (UVSP), has approximately $7.8 billion in assets and $4.7 billion in assets unde...
- 6/8/2024 12:00:00 AM
CRE Commercial Credit Analyst
- Selby Jennings
-
Indianapolis, IN
- Responsibilities: Specializes in analyzing CRE and multifamily loans. Reviews members other real estate related collater...
- 6/7/2024 12:00:00 AM
About Massachusetts
Massachusetts is the 7th-smallest state in the United States. It is located in the New England region of the northeastern United States and has an area of 10,555 square miles (27,340 km2), 25.7% of which is water. Several large bays distinctly shape its coast. Boston is the largest city, at the inmost point of Massachusetts Bay, and the mouth of the Charles River.
Despite its small size, Massachusetts features numerous topographically distinctive regions. The large coastal plain of the Atlantic Ocean in the eastern section of the state contains Greater Boston, along with most of the state's po...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Credit Analyst jobs
$57,684 to $75,532
Most Popular Cities in Massachusetts for Commercial Credit Analyst Jobs
What does a Commercial Credit Analyst do?
Commercial Credit Analyst in Norwich, CT
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Commercial Credit Analyst in Macon, GA
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Commercial Credit Analyst in Waco, TX
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